$610,000
Est. payment $2,701/moCalculate yours
189 Terrace Hill Street, Brantford, ON N3R 1G8
Brantford, ON N3R 1G8
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX ESCARPMENT REALTY INC. MLS® X13842238
About this home
Updated, inviting, and full of potential - 189 Terrace Hill Street is the kind of home that feels like a great find the moment you arrive. Set in Brantford’s desirable Terrace Hill neighbourhood, this beautifully maintained 3-bedroom, 2-bathroom home combines everyday comfort with thoughtful updates and exciting opportunity for the future. The main level features a spacious dining area, new kitchen, 2-piece bath, and family room. Upstairs offers three bedrooms, including a generous primary with a 4-piece semi ensuite. The full basement is framed with rough-ins for a third bathroom, providing an excellent head start for future finished living space, a home office, recreation area, or potential in-law suite. With its flexible layout and future possibilities, this home is well suited to families, first-time buyers, multigenerational households, or buyers looking to add value over time. Outside, enjoy a fully fenced yard, attached garage, front parking, and composite deck. Pride of ownership is evident, with extensive landscaping and maintenance completed over the past six years, including an inviting front garden that enhances the curb appeal. Conveniently located near the hospital, parks, and public transit. Updates include: Kitchen remodel (2026); main floor vinyl flooring (2026);fridge & dishwasher (2026); newer front windows & front door; updated lighting; garage door opener; composite deck (2023).
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Development Potential, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 104 Feet
- Parking
- Attached garage · 3 total
- Zoning
- NLR
Financial
- Property Taxes
- $3,595 (2025)
Location
- Cross Street
- Terrace Hill St and St Paul Ave
- Direction Faces
- North
Listing
- MLS® Number
- X13842238
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Flexible
- Listed By
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Features
Interior
- Auto Garage Door Remote
- Central Vacuum
- Rough-In Bath
- Water Heater
Property
- Hospital
- Park
- Public Transit
- Place Of Worship
- Fenced Yard
- School
Pool
- None
- Included
- Central Vac, Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer
- Excluded
- TV & Wall Mount in living room & second bedroom
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,701 per month
- Principal and interest
- $2,701
- Property tax
- $300
- Condo fees
- $0
- Estimated monthly cost
- $3,001
Your mortgage
- Mortgage amount
- $488,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $322,284
Cash to close
- Down payment
- $122,000
- Land transfer tax
- $8,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $130,675
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.