$420,000
Est. payment $1,860/moCalculate yours
119 Pelham Road, St. Catharines, ON L2S 1T4
458 - Western Hill, St. Catharines, ON L2S 1T4
- 3 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 PERCY FULTON LTD. MLS® X13844982
About this home
Welcome to 119 Pelham Rd! This charming brick 1.5-storey detached home is situated in the desirable Western Hill community of St. Catharines and offers a versatile layout with 3+1 bedrooms and 2 full bathrooms. A standout feature is the finished basement with its own separate entrance, kitchenette, bedroom and 3-piece bathroom, offering excellent in-law suite potential or additional living space for extended family.Freshly painted and featuring new carpet throughout the second level, updated light fixtures, and a new railing on the existing back deck, this home is ready for its next owners. The main level offers a bright living room, dining area, kitchen, bedroom and 4-piece bathroom, while the second level features two generously sized bedrooms.Situated on a 40′ x 105′ lot, the property also features a private double-wide driveway with parking for up to 4 vehicles and a garden shed. Conveniently located close to the hospital, GO Station, Brock University, Ridley College, schools, shopping, restaurants, recreation and public transit, with the Participark Trail and scenic Twelve Mile Creek just steps away. A fantastic opportunity for families, first-time buyers, investors, or those looking for a home with flexible multi-generational living potential!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Total Rooms
- 6
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick Veneer
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 105 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,150 (2026)
Location
- Neighbourhood
- 458 - Western Hill
- Cross Street
- Flower St / Pelham Rd.
- Direction Faces
- East
Listing
- MLS® Number
- X13844982
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Immediate
- Listed By
- CENTURY 21 PERCY FULTON LTD.
Rooms
Features
Interior
- None
Property
- Hospital
- Park
- Public Transit
- Rec./Commun.Centre
- School
- School Bus Route
Pool
- None
- Included
- Existing fridge, stove, dishwasher, shed in backyard. All ELF's, Fridge in basement, washer in basement. All as is.
- Rental items
- hot water heater (if rental)
Mortgage calculator
Estimated mortgage payment
$1,860 per month
- Principal and interest
- $1,860
- Property tax
- $263
- Condo fees
- $0
- Estimated monthly cost
- $2,122
Your mortgage
- Mortgage amount
- $336,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,901
Cash to close
- Down payment
- $84,000
- Land transfer tax
- $4,875
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,875
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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