Gurvinder Nokwal REALTOR®
For Sale Duplex 18 days on market

$889,000

Est. payment $3,936/moCalculate yours

98 Waterloo Avenue, Guelph, ON N1H 3H8

Downtown, Guelph, ON N1H 3H8

  • 4 Beds
  • 3 Baths
  • 2,000 Sq Ft

Listing courtesy of Royal LePage Royal City Realty MLS® X13844620

About this home

98 Waterloo is a strong investment opportunity in the heart of Guelph. A short walk from Benjamin Bodegas Cafe, the shops and restaurants Downtown Guelph has to offer, the Speed River, parks, transit and boasts a strong walkability score. Enjoy your own private backyard space and additional dry storage for tenants and or the landlord in the unfinished basement. Inside the main floor unit, the mudroom provides the perfect multi-use room for storage and seasonal wear. A sliding door takes you outside onto the large 11ft x 14ft upper deck, which is a private and tranquil place to bird watch or enjoy your morning coffee. Inside, the large kitchen with eat in area are the heart of this unit. The sunlight directly above the kitchen table fills the space with natural light. Tenants and or, live in landlords, will appreciate the quality, stainless steel appliances in the kitchen. In unit-laundry and TWO four-piece bathrooms make this unit ideal for small families and or two people. The living room is extremely generous and hones in on the original character of the home; an electric fireplace, large windows and high ceilings create a homey, yet grand living room. Home to two bedrooms, the primary having a built in-wardrobe and four-piece ensuite, this unit combines versatile finishes with a large floor-plan for maximum desirability. Upstairs, the second unit includes a large living space which is open to the kitchen. In the back of the unit, a recently updated three-piece bathroom and laundry closet create functionality. Two bedrooms complete this space, making it ideal for one, or two occupants. Off the back bedroom, is a charming rooftop balcony; a unique feature of this home. Both units are currently tenanted, however, the main floor tenants have provided formal notice of leave in December 2026. If you are looking for a turn-key investment property in the heart of Guelph, this is a great chance to expand or start your portfolio.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
2
Basement
Exposed Rock, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
51.82 x 83.59 Feet
Parking
None garage · 4 total
Zoning
R1B

Financial

Property Taxes
$5,227 (2026)

Location

Neighbourhood
Downtown
Cross Street
Glasglow
Direction Faces
South

Listing

MLS® Number
X13844620
Days on Market
18
Listed On
2026-09-30
Possession
Flexible
Listed By
Royal LePage Royal City Realty

Rooms

Room Level Dimensions
Mud Room Main 13′ 10″ × 12′ 1″
Kitchen Main 8′ 8″ × 12′ 7″
Family Room Second 11′ 6″ × 19′ 3″
Bedroom 2 Main 12′ 4″ × 23′ 4″
Kitchen Second 11′ 5″ × 14′ 7″
Bedroom Main 9′ 10″ × 11′ 7″
Kitchen Main 8′ 8″ × 12′ 7″
Bedroom 3 Second 10′ 7″ × 15′ 5″
Dining Room Main 12′ 5″ × 16′ 3″
Laundry Main 8′ 10″ × 5′ 5″
Living Room Main 15′ 5″ × 17′ 5″
Bedroom 4 Second 10′ 8″ × 14′ 7″
Office Main 12′ 5″ × 8′ 4″
Bathroom Main 6′ 4″ × 6′ 2″
Bathroom Main 5′ 5″ × 9′ 2″
Bathroom Second 6′ 6″ × 6′ 10″

Features

Interior

  • Storage
  • Water Heater Owned

Pool

  • None
Included
Stove (x2), Washer and Dryer (x1), Washer-Dryer Combo Machine, Fridge (x2), Dishwasher (x2), Range Hood (x2)
Rental items
Water Softener (Reliance)

Mortgage calculator

Minimum for this price: $63,900 (7.19%)

Amortization, years

Estimated mortgage payment

$3,936 per month

Principal and interest
$3,936
Property tax
$436
Estimated monthly cost
$4,372

Your mortgage

Mortgage amount
$711,200
Mortgage insurance
Not needed
Interest over 25 years
$469,690

Cash to close

Down payment
$177,800
Land transfer tax
$14,255
Total, before legal fees
$192,055
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

98 Waterloo Avenue, Guelph, ON N1H 3H8 Downtown, Guelph, ON N1H 3H8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$889,000 98 Waterloo Avenue, Guelph, ON N1H 3H8
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