$499,999
Est. payment $2,214/moCalculate yours
38 Pine Street, Tay, ON L0K 2C0
Waubaushene, Tay, ON L0K 2C0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of The Agency MLS® S13845718
About this home
Welcome to a property that feels like its own private escape, just steps from the shores of Georgian Bay. This charming 3-bedroom, 2-bathroom home offers a wonderful blend of comfort, character and outdoor living, with a backyard that truly sets it apart.Step outside and you’ll find a beautifully landscaped oasis complete with a tranquil pond, stunning fountain and a picturesque stream that winds through the property, creating a peaceful setting to relax, entertain or simply enjoy the sounds of nature.Inside, the home offers plenty of space for family, guests or weekend getaways, while the garage and workshop provide excellent storage and room for hobbies, projects and all the toys that come with life by the Bay.Located just steps from Georgian Bay and a lovely beach area, you can spend your days by the water and your evenings unwinding in your own private backyard retreat. Whether you’re looking for a full-time home, weekend escape or a place to slow down and enjoy everything this area has to offer, this is a property that needs to be experienced in person. The septic was last inspected and pumped 2025.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Out, Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 161.17 Feet
- Parking
- Attached garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $2,385 (2025)
Location
- Neighbourhood
- Waubaushene
- Cross Street
- Hazel St
- Direction Faces
- West
Listing
- MLS® Number
- S13845718
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Flexible
- Listed By
- The Agency
Features
Interior
- Water Heater
Property
- Beach
- Golf
- Hospital
Pool
- None
- Included
- All light fixtures and window coverings. Fridge, stove, dishwasher, built in wall unit in living room
- Excluded
- Personal items and washer and dryer
- Rental items
- A/C and hot water heater
Mortgage calculator
Estimated mortgage payment
$2,214 per month
- Principal and interest
- $2,214
- Property tax
- $199
- Condo fees
- $0
- Estimated monthly cost
- $2,413
Your mortgage
- Mortgage amount
- $399,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,167
Cash to close
- Down payment
- $100,000
- Land transfer tax
- $6,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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