$1,400,000
Est. payment $6,199/moCalculate yours
195 Effingham Street, Pelham, ON L3B 5N6
664 - Fenwick, Pelham, ON L3B 5N6
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13846328
About this home
Two Lots - 60 plus acres of land in the heart of Pelham’s rolling countryside. Featuring an impressive 1,035 feet of frontage along Effingham Road, this unique property (2 different lots, each with their own PIN), offers the perfect blend of agricultural utility and total natural seclusion. The front lot (~ 31 acres) features level, workable ground currently cultivated for cash crops, complete with a rustic storage barn-presenting an ideal building envelope for your dream country estate. Directly adjoining to the rear is an incredible ~30-acre natural oasis filled with mature forest canopy and wildlife, offering an irreplaceable park-like sanctuary right in your backyard. Zoned Agricultural (A1), the land package permits a primary single-family residence, agricultural uses, and potential options for detached secondary farm accommodations / ARUs. Long-term potential for farm consolidation, boundary adjustments, or an exclusive private retreat minutes from Welland, Niagara wineries, and world-class golf. The back lot sits right next to a golf course. Buyer to complete all due diligence with the Town of Pelham and NPCA regarding permits, development potential, and conservation overlays. Seller is open to a Vender Take-back Mortgage (VTB)
Property details
Overview
- Property Type
- Vacant Land
- Style
- Other
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 1035 x 1325 Feet
- Zoning
- A1H and A1
Financial
- Property Taxes
- $4,563 (2025)
Location
- Neighbourhood
- 664 - Fenwick
- Cross Street
- Webber and Effingham
- Direction Faces
- East
Listing
- MLS® Number
- X13846328
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Flexible - Anytime
- Listed By
- ROYAL LEPAGE NRC REALTY
Features
Property
- Wooded/Treed
- Rolling
- Clear View
- Level
Mortgage calculator
Estimated mortgage payment
$6,199 per month
- Principal and interest
- $6,199
- Property tax
- $380
- Condo fees
- $0
- Estimated monthly cost
- $6,579
Your mortgage
- Mortgage amount
- $1,120,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $739,669
Cash to close
- Down payment
- $280,000
- Land transfer tax
- $24,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $304,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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