$499,900
Est. payment $2,213/moCalculate yours
243 Geneva Street, St. Catharines, ON L2R 4R2
451 - Downtown, St. Catharines, ON L2R 4R2
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13846972
About this home
Beautifully updated throughout, this inviting home is move-in ready with modern finishes and thoughtful upgrades from top to bottom. The main level features a bright, open-concept layout with a contemporary kitchen, dining area and comfortable living room with a cozy fireplace. A convenient mudroom provides additional storage and everyday functionality. Step outside to the fully fenced backyard with a newer deck (2024), perfect for entertaining, relaxing or enjoying the outdoors. Upstairs, you’ll find three well-sized bedrooms and a beautifully renovated 4-piece bathroom complete with a soaker tub. The fully finished lower level offers even more versatility with an additional bedroom, 3-piece bathroom, recreation room, laundry area and a separate den ideal for a home office, playroom or flex room. Parking for three vehicles in the driveway adds extra convenience. Ideally located just minutes from Fairview Mall, schools, parks, public transit and everyday amenities. A stylish and modern home offering beautiful finishes, thoughtful updates and comfortable living in a convenient location. CHECK OUT VIDEO TOUR!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Wood)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 129 Feet
- Parking
- None garage · 2 total
- Zoning
- R3
Financial
- Property Taxes
- $3,039 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Dunlop Dr and Geneva St
- Direction Faces
- West
Listing
- MLS® Number
- X13846972
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- FLEXIBLE
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Carpet Free
- Water Heater
Property
- Fenced Yard
- Park
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
Pool
- None
- Included
- FRIDGE, STOVE, DISHWASHER, DRYER, LIGHT FIXTURES
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $253
- Condo fees
- $0
- Estimated monthly cost
- $2,467
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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