$1,100,000
Est. payment $4,871/moCalculate yours
3 Luther Avenue, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 2 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13847392
About this home
Tucked away in one of Niagara-on-the-Lake’s most desirable locations, 3 Luther Avenue offers easy, low-maintenance living just steps from the waterfront and a short stroll to the shops, restaurants and charm of Old Town. This beautifully maintained 2-storey home features 2 spacious bedrooms and 2.5 bathrooms, with hardwood flooring throughout both levels. The bright main floor features an open-concept layout, gas fireplace, powder room and a generous kitchen with granite countertops and custom white cabinetry. Upstairs, both bedrooms feature vaulted ceilings, along with a 4-piece bathroom and an additional 3-piece bathroom. The finished basement provides plenty of extra space for entertaining, hosting family and friends, or simply spreading out. Out front, the welcoming porch is a perfect spot for morning coffee, while the private side yard adds another comfortable outdoor space. With a low-maintenance yard and an exceptional location, this home is well suited for year-round living, a Niagara getaway or retirement in the heart of Niagara-on-the-Lake.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 46.91 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $5,666 (2026)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Lakeshore Rd & Nassau St
- Direction Faces
- North
Listing
- MLS® Number
- X13847392
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Carpet Free
Pool
- None
Mortgage calculator
Estimated mortgage payment
$4,871 per month
- Principal and interest
- $4,871
- Property tax
- $472
- Condo fees
- $0
- Estimated monthly cost
- $5,343
Your mortgage
- Mortgage amount
- $880,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $581,169
Cash to close
- Down payment
- $220,000
- Land transfer tax
- $18,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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