Gurvinder Nokwal REALTOR®
For Sale Detached 17 days on market

$1,100,000

Est. payment $4,871/moCalculate yours

3 Luther Avenue, Niagara-on-the-Lake, ON L0S 1J0

101 - Town, Niagara-on-the-Lake, ON L0S 1J0

  • 2 Beds
  • 3 Baths
  • 1,500 Sq Ft

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13847392

About this home

Tucked away in one of Niagara-on-the-Lake’s most desirable locations, 3 Luther Avenue offers easy, low-maintenance living just steps from the waterfront and a short stroll to the shops, restaurants and charm of Old Town. This beautifully maintained 2-storey home features 2 spacious bedrooms and 2.5 bathrooms, with hardwood flooring throughout both levels. The bright main floor features an open-concept layout, gas fireplace, powder room and a generous kitchen with granite countertops and custom white cabinetry. Upstairs, both bedrooms feature vaulted ceilings, along with a 4-piece bathroom and an additional 3-piece bathroom. The finished basement provides plenty of extra space for entertaining, hosting family and friends, or simply spreading out. Out front, the welcoming porch is a perfect spot for morning coffee, while the private side yard adds another comfortable outdoor space. With a low-maintenance yard and an exceptional location, this home is well suited for year-round living, a Niagara getaway or retirement in the heart of Niagara-on-the-Lake.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
2
Bathrooms
3
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Board & Batten
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50 x 46.91 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$5,666 (2026)

Location

Neighbourhood
101 - Town
Cross Street
Lakeshore Rd & Nassau St
Direction Faces
North

Listing

MLS® Number
X13847392
Days on Market
17
Listed On
2026-10-01
Possession
Flexible
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
- Second 17′ 0″ × 9′ 0″
Bedroom 2 Second 16′ 0″ × 13′ 0″
Recreation Basement 20′ 0″ × 30′ 0″
Kitchen Main 10′ 0″ × 13′ 0″
Living Room Main 16′ 0″ × 16′ 0″
Dining Room Main 7′ 0″ × 13′ 0″

Features

Interior

  • Carpet Free

Pool

  • None

Mortgage calculator

Minimum for this price: $85,000 (7.73%)

Amortization, years

Estimated mortgage payment

$4,871 per month

Principal and interest
$4,871
Property tax
$472
Estimated monthly cost
$5,343

Your mortgage

Mortgage amount
$880,000
Mortgage insurance
Not needed
Interest over 25 years
$581,169

Cash to close

Down payment
$220,000
Land transfer tax
$18,475
Total, before legal fees
$238,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3 Luther Avenue, Niagara-on-the-Lake, ON L0S 1J0 101 - Town, Niagara-on-the-Lake, ON L0S 1J0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,100,000 3 Luther Avenue, Niagara-on-the-Lake, ON L0S 1J0
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