$895,000
Est. payment $3,963/moCalculate yours
105 Centre Street, Stratford, ON N5A 1E5
Stratford, Stratford, ON N5A 1E5
- 3 Beds
- 2 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Home and Company Real Estate Corp Brokerage MLS® X13848172
About this home
Nestled on one of Stratford’s most sought-after streets, this charming 1,871 sq. ft. century-old yellow-brick Ontario Cottage (Circa 1871) offers timeless character and exceptional curb appeal. Perfectly positioned on a generous 66′ x 167′ lot, the home features 3 bedrooms, including a convenient main floor bedroom (currently used as family/music room), a welcoming foyer, spacious living and dining rooms, and a main floor den. A thoughtfully designed rear addition creates a bright eat-in kitchen and comfortable sitting area overlooking the spacious deck and gardens. The mature lot, large double car garage, and ideal placement of the home provide both privacy and outdoor enjoyment. A rare opportunity to own a classic Stratford treasure.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 167.6 Feet
- Parking
- Detached garage · 8 total
- Zoning
- R1
Financial
- Property Taxes
- $6,993 (2026)
Location
- Neighbourhood
- Stratford
- Cross Street
- St Vincent St S
- Direction Faces
- South
Listing
- MLS® Number
- X13848172
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Flexible
- Listed By
- Home and Company Real Estate Corp Brokerage
Rooms
Features
Interior
- Auto Garage Door Remote
- Water Heater Owned
- Water Softener
Property
- Arts Centre
- Fenced Yard
- River/Stream
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Dishwasher, S/S Hood Fan, Washer & Dryer, Water Softener, Hot Water Tank, All existing light fixtures, All existing window coverings
Mortgage calculator
Estimated mortgage payment
$3,963 per month
- Principal and interest
- $3,963
- Property tax
- $583
- Condo fees
- $0
- Estimated monthly cost
- $4,546
Your mortgage
- Mortgage amount
- $716,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $472,860
Cash to close
- Down payment
- $179,000
- Land transfer tax
- $14,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $193,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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