$475,000
Est. payment $2,103/moCalculate yours
55 Folger Street, Kingston, ON K7K 4Y7
23 - Rideau, Kingston, ON K7K 4Y7
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13848178
About this home
Fabulous family home ideally located within walking distance to schools, parks and everyday conveniences! Modern, updated and move-in ready, this 3-bedroom, 2-bathroom home is an excellent opportunity for first-time buyers, working professionals or those looking to downsize to a turn-key lifestyle. Beautiful hardwood floors flow through the living room, kitchen and dining area, creating a bright and airy feel throughout the open-concept main level. The kitchen features crisp white cabinetry, ample counter and cupboard space, a door leading to the deck and backyard, and comes fully equipped with appliances. Upstairs, you’ll find three spacious bedrooms, all with wood flooring, a convenient linen closet and an updated 4-piece bathroom. The lower level has a large recreation room with vinyl plank flooring and oversized above-grade windows- an inviting space to gather, play or enjoy movie nights together. The 4-piece bathroom offers enhanced daily convenience. The utility room provides laundry facilities, a workbench and additional storage. Numerous updates provide peace of mind, including fresh paint throughout (2026), roof shingles (2022), high-efficiency gas furnace (2021), central air (2021), owned Rinnai tankless water heater (2021),fully fenced backyard (2020), poured concrete pad and shed (2020), gas BBQ line (2020), and windows (2016,approx.). The generous driveway offers plenty of parking, accommodating a trailer and up to five vehicles. Conveniently located close to two elementary schools (French and English), the Waaban Crossing to the eastside, and downtown. A wonderful combination of comfort, updates, location and value-don’t wait to make this one yours!
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50.69 x 130 Feet
- Parking
- None garage · 4 total
- Zoning
- UR6
Financial
- Property Taxes
- $3,371 (2026)
Location
- Neighbourhood
- 23 - Rideau
- Cross Street
- Folger Street at Sutherland Drive
- Direction Faces
- East
Listing
- MLS® Number
- X13848178
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Floor Drain
- On Demand Water Heater
- Storage
- Water Heater Owned
- Workbench
Property
- Fenced Yard
- Park
- Public Transit
- School
- School Bus Route
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Washer, Dryer, light fixtures, window blinds, mirrors in bathrooms, Digital thermostat, Built-in shelving, Shed in backyard.
Mortgage calculator
Estimated mortgage payment
$2,103 per month
- Principal and interest
- $2,103
- Property tax
- $281
- Condo fees
- $0
- Estimated monthly cost
- $2,384
Your mortgage
- Mortgage amount
- $380,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,959
Cash to close
- Down payment
- $95,000
- Land transfer tax
- $5,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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