$749,000
Est. payment $3,316/moCalculate yours
105 ELMA Street, St. Catharines, ON L2N 6Z8
443 - Lakeport, St. Catharines, ON L2N 6Z8
- 3 + 2 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13847160
About this home
5 things you’ll love about this 5 Bed, 2 Bath Raised Bungalow at this price point. 1 Location, location, location, prime north end St.Catherines neighbourhood close to all possible amenities. 2. Zero water or sewage damage from this summer, house is flood free. 3. In-law capabilities with separate entrance off side patio to the lower level. 5th bedroom can be converted back to Rec Room or use as is. 4.Concrete driveway 3 cars wide to fit all the family vehicles, with room to store your boat/trailer, or jet skis. 5. Total turn key with nothing to do but move in and enjoy. Hard surface flooring throughout with no carpet. Main floor consists of a spacious open concept feel with upgraded kitchen, roomy living room & dining room. 3 spacious bedrooms and 4 pc. bathroom. Lower level consists of separate side entrance, 2 large bedrooms (5th bedroom converted from Rec Room , can also be used as a Rec Room again if a 5th bedroom is not needed. Large laundry room with room to add kitchen if desired. Private backyard is fully fenced with a 12’x 18′ deck with Gazebo stepping down to another 12’x18′ paver stone patio. House is a pleasure to view, fully updated inside and out you wont be disappointed!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Total Rooms
- 12
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 100 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $5,034 (2025)
Location
- Neighbourhood
- 443 - Lakeport
- Cross Street
- Scott to Elma
- Direction Faces
- East
Listing
- MLS® Number
- X13847160
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- 30-60 DAY CLOSE PREFFERED
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Accessory Apartment
- Carpet Free
- In-Law Capability
Property
- Hospital
Pool
- None
- Included
- ALL APPLIANCES
Mortgage calculator
Estimated mortgage payment
$3,316 per month
- Principal and interest
- $3,316
- Property tax
- $420
- Condo fees
- $0
- Estimated monthly cost
- $3,736
Your mortgage
- Mortgage amount
- $599,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $395,723
Cash to close
- Down payment
- $149,800
- Land transfer tax
- $11,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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