$1,339,900
Est. payment $5,933/moCalculate yours
164 Bay Street W, Blue Mountains, ON N0H 2P0
Blue Mountains, Blue Mountains, ON N0H 2P0
- 3 + 1 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Bosley Real Estate Ltd. MLS® X13849976
About this home
Imagine waking to the sounds of Georgian Bay and the nearby river in this exceptional Thornbury home. Perfectly positioned just steps from the waterfront and the Georgian Trail, you’ll enjoy walking or cycling into downtown Thornbury to explore its shops, cafés, restaurants, marina, and year-round events. Designed for comfortable living and entertaining, the bright open-concept main floor features a spacious living and dining area with a cozy gas fireplace, custom built-in cabinetry, and a beautifully appointed kitchen with custom cabinetry and granite countertops. The main-floor primary suite is a peaceful retreat with a cedar-lined vaulted ceiling, ensuite, and walkout to the patio-perfect after a day of skiing, golfing, or hiking. Upstairs, a versatile loft offers the ideal home office or sitting area with walkouts to two covered balconies, while two additional bedrooms and a full bath provide plenty of space for family and guests. The finished lower level offers a family room, an additional bedroom or recreation room, and a dedicated laundry area. Backing onto a mature forest, the private backyard features a wraparound deck and an impressive 26′ x 30′ detached garage with ample room for vehicles, toys, or a workshop. Enjoy the convenience of full municipal services (water, sewer, and natural gas), plus a heated driveway and backup generator for year-round comfort and peace of mind. Owners also enjoy access to two private Georgian Bay beaches ($300/year association fee), along with a public waterfront access just steps away. Whether you’re searching for a full-time home, weekend escape, or four-season retreat close to skiing, golf, trails, and the charm of downtown Thornbury, this is an incredible opportunity to embrace the lifestyle you’ve been dreaming of.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Total Rooms
- 15
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete, Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 75.83 x 167.8 Feet
- Parking
- Detached garage · 10 total
- Zoning
- R1-1
Financial
- Property Taxes
- $5,015 (2025)
Location
- Neighbourhood
- Blue Mountains
- Cross Street
- Arthur St W/Peet St N
- Direction Faces
- North
Listing
- MLS® Number
- X13849976
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Flex
- Listed By
- Bosley Real Estate Ltd.
Rooms
Features
Interior
- Air Exchanger
- Central Vacuum
- Upgraded Insulation
- Water Heater Owned
- Water Meter
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer and Dryer (New), Window coverings, Light fixtures
Mortgage calculator
Estimated mortgage payment
$5,933 per month
- Principal and interest
- $5,933
- Property tax
- $418
- Condo fees
- $0
- Estimated monthly cost
- $6,351
Your mortgage
- Mortgage amount
- $1,071,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $707,916
Cash to close
- Down payment
- $267,980
- Land transfer tax
- $23,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $291,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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