Gurvinder Nokwal REALTOR®
For Sale Detached 17 days on market

$1,339,900

Est. payment $5,933/moCalculate yours

164 Bay Street W, Blue Mountains, ON N0H 2P0

Blue Mountains, Blue Mountains, ON N0H 2P0

  • 3 + 1 Beds
  • 3 Baths
  • 2 Garage
  • 1,500 Sq Ft

Listing courtesy of Bosley Real Estate Ltd. MLS® X13849976

About this home

Imagine waking to the sounds of Georgian Bay and the nearby river in this exceptional Thornbury home. Perfectly positioned just steps from the waterfront and the Georgian Trail, you’ll enjoy walking or cycling into downtown Thornbury to explore its shops, cafés, restaurants, marina, and year-round events. Designed for comfortable living and entertaining, the bright open-concept main floor features a spacious living and dining area with a cozy gas fireplace, custom built-in cabinetry, and a beautifully appointed kitchen with custom cabinetry and granite countertops. The main-floor primary suite is a peaceful retreat with a cedar-lined vaulted ceiling, ensuite, and walkout to the patio-perfect after a day of skiing, golfing, or hiking. Upstairs, a versatile loft offers the ideal home office or sitting area with walkouts to two covered balconies, while two additional bedrooms and a full bath provide plenty of space for family and guests. The finished lower level offers a family room, an additional bedroom or recreation room, and a dedicated laundry area. Backing onto a mature forest, the private backyard features a wraparound deck and an impressive 26′ x 30′ detached garage with ample room for vehicles, toys, or a workshop. Enjoy the convenience of full municipal services (water, sewer, and natural gas), plus a heated driveway and backup generator for year-round comfort and peace of mind. Owners also enjoy access to two private Georgian Bay beaches ($300/year association fee), along with a public waterfront access just steps away. Whether you’re searching for a full-time home, weekend escape, or four-season retreat close to skiing, golf, trails, and the charm of downtown Thornbury, this is an incredible opportunity to embrace the lifestyle you’ve been dreaming of.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
16-30
Size
1,500 sqft

Interior

Bedrooms
3 + 1
Bathrooms
3
Kitchens
1
Total Rooms
15
Basement
Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Concrete, Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
75.83 x 167.8 Feet
Parking
Detached garage · 10 total
Zoning
R1-1

Financial

Property Taxes
$5,015 (2025)

Location

Neighbourhood
Blue Mountains
Cross Street
Arthur St W/Peet St N
Direction Faces
North

Listing

MLS® Number
X13849976
Days on Market
17
Listed On
2026-10-01
Possession
Flex
Listed By
Bosley Real Estate Ltd.

Rooms

Room Level Dimensions
Kitchen Main 21′ 9″ × 16′ 2″
Primary Bedroom Main 19′ 0″ × 12′ 0″
Bedroom Basement 17′ 9″ × 11′ 6″
Family Room Second 14′ 6″ × 15′ 5″
Bathroom Main 5′ 1″ × 4′ 11″
Dining Room Main 14′ 6″ × 12′ 9″
Utility Room Basement 12′ 3″ × 9′ 0″
Bathroom Main 9′ 11″ × 8′ 6″
Office Second 11′ 5″ × 8′ 11″
- Basement 10′ 5″ × 7′ 0″
Bedroom 3 Second 13′ 5″ × 8′ 6″
Bedroom 2 Second 9′ 11″ × 8′ 8″
Recreation Basement 14′ 2″ × 27′ 9″
Bathroom Second 9′ 11″ × 8′ 2″
Living Room Main 14′ 5″ × 15′ 6″
Utility Room Basement 22′ 5″ × 10′ 1″

Features

Interior

  • Air Exchanger
  • Central Vacuum
  • Upgraded Insulation
  • Water Heater Owned
  • Water Meter

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer and Dryer (New), Window coverings, Light fixtures

Mortgage calculator

Minimum for this price: $108,990 (8.13%)

Amortization, years

Estimated mortgage payment

$5,933 per month

Principal and interest
$5,933
Property tax
$418
Estimated monthly cost
$6,351

Your mortgage

Mortgage amount
$1,071,920
Mortgage insurance
Not needed
Interest over 25 years
$707,916

Cash to close

Down payment
$267,980
Land transfer tax
$23,273
Total, before legal fees
$291,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

164 Bay Street W, Blue Mountains, ON N0H 2P0 Blue Mountains, Blue Mountains, ON N0H 2P0
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Also listed as MLS® X13626006

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,339,900 164 Bay Street W, Blue Mountains, ON N0H 2P0
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