Gurvinder Nokwal REALTOR®
For Sale Duplex 17 days on market

$1,699,000

Est. payment $7,523/moCalculate yours

10 Earl Street, Toronto, ON M4Y 1M3

North St. James Town, Toronto, ON M4Y 1M3

  • 5 Beds
  • 3 Baths
  • 2,500 Sq Ft
Map

Listing courtesy of RE/MAX HALLMARK REALTY LTD. MLS® C13850938

About this home

Built in 1877. Renovated for the way you live now. Part of Windsor Terrace, a Victorian row on a hushed, tree-lined dead end in Upper Jarvis, this legal duplex on a deep 20 x 132 ft lot offers two self-contained homes, a rooftop terrace and tandem parking for four cars, all delivered vacant. Subway station is a 5-minute walk; Yorkville is 5 minutes by car. Bloor Streets shops, restaurants and parks are all within easy reach. A heated mudroom with custom cabinetry sets the tone at the front door. The owner renovated the two-floor main residence for themselves, and it shows: original exposed brick, a wood-burning fireplace, heated floors, and a kitchen in natural walnut and Corian with induction cooking and a custom pantry built for your wine fridge and espresso machine. The top floor is a private retreat, with a primary suite framed by custom walnut closets, a spa ensuite with rain shower, teak floor and Toto washlet, and a walk-out to a sun-soaked rooftop terrace wired for sound. Below, a recently renovated 2-bedroom suite with its own entrance, laundry, meter and walk0out to a private patio. Live up, rent down. Bring the family together. Or lease both on day one. Five bedrooms, two homes, one rare downtown address.

Property details

Overview

Property Type
Duplex
Style
3-Storey
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
5
Bathrooms
3
Kitchens
2
Basement
Separate Entrance, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
20 x 131.51 Feet
Parking
Other garage · 4 total

Financial

Property Taxes
$9,336 (2025)

Location

Neighbourhood
North St. James Town
Cross Street
Bloor St E & Jarvis St
Direction Faces
North

Listing

MLS® Number
C13850938
Days on Market
17
Listed On
2026-10-01
Possession
Immediate
Listed By
RE/MAX HALLMARK REALTY LTD.

Rooms

Room Level Dimensions
Kitchen Second 13′ 5″ × 18′ 3″
Kitchen Ground 14′ 1″ × 12′ 9″
Bedroom Third 9′ 3″ × 14′ 2″
Primary Bedroom Third 18′ 4″ × 14′ 1″
Bedroom Ground 12′ 0″ × 13′ 2″
Bedroom Second 10′ 7″ × 11′ 11″
Dining Room Second 15′ 1″ × 13′ 5″
Dining Room Ground 25′ 9″ × 14′ 7″
Living Room Second 18′ 4″ × 13′ 1″

Features

Interior

  • Carpet Free
  • Other

Pool

  • None
Included
Franke sink, S/S appliances, Legrand designer switches and outlets, CAT-5 wiring, motion-activated mudroom lighting, custom storage bed, Sonos system, windows (2014), fireplace stack replaced (2014). Main Floor Unit: Fridge, Oven, Stovetop, Microwave, Dishwasher, Washer, Dryer and Fireplace. Upper Unit: Fridge, Stove, Hoodvent, Dishwasher, Washer, Dryer and Fireplace.All Electronic Light Fixtures, All Window Coverings and 2 A/C Units.

Mortgage calculator

Minimum for this price: $339,800 (20%)

Amortization, years

Estimated mortgage payment

$7,523 per month

Principal and interest
$7,523
Property tax
$778
Estimated monthly cost
$8,301

Your mortgage

Mortgage amount
$1,359,200
Mortgage insurance
Not needed
Interest over 25 years
$897,641

Cash to close

Down payment
$339,800
Land transfer tax (Ontario + Toronto)
$60,910
Total, before legal fees
$400,710
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

10 Earl Street, Toronto, ON M4Y 1M3 North St. James Town, Toronto, ON M4Y 1M3
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Also listed as MLS® C13785794

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,699,000 10 Earl Street, Toronto, ON M4Y 1M3
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