$684,900
Est. payment $3,033/moCalculate yours
278 St Joseph Road, Kawartha Lakes, ON K9V 6E4
Lindsay, Kawartha Lakes, ON K9V 6E4
- 3 + 1 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Re/Max Hallmark First Group Realty Ltd. MLS® X13850992
About this home
Welcome to this beautiful, well-maintained 3+1 bedroom, 4-bathroom home, situated on a mature, fully fenced lot with mature trees adding privacy and character to the backyard. The main level offers a spacious living and dining area, along with a bright eat-in kitchen featuring granite countertops, a centre island and plenty of room for family meals. A walk-out to the composite deck creates an easy connection to the backyard and outdoor living space. The inviting family room, complete with fireplace, provides a warm and comfortable space to gather, while the convenience of main-floor laundry adds to the ease of everyday living. Upstairs, you’ll find three generously sized bedrooms, including a spacious primary retreat with an updated 3-piece ensuite. An updated 4-piece main bathroom completes the upper level. The finished basement provides excellent additional living space, featuring an L-shaped recreation room, home office, gym area, fourth bedroom and 3-piece bathroom. Whether used for family activities, guests, working from home or relaxing, this versatile level offers plenty of flexibility. This home has been well maintained and features numerous important updates, including a gas furnace (2018), central air conditioning (2022), shingles, siding, eaves, aluminum fascia, soffit and eavestroughs (2023), updated bathrooms, and the majority of windows on the main and upper levels. Ideally located close to schools, parks, shopping and all amenities, this wonderful home offers a great combination of comfort, functionality and convenience. A warm and welcoming home with plenty of space for the whole family, inside and out!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 100 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $5,099 (2026)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Colborne St W & Angeline St N
- Direction Faces
- North
Listing
- MLS® Number
- X13850992
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- 60 Days / TBA
- Listed By
- Re/Max Hallmark First Group Realty Ltd.
Rooms
Features
Interior
- Auto Garage Door Remote
- Bar Fridge
Property
- Fenced Yard
- Hospital
- Rec./Commun.Centre
- School
Pool
- None
- Included
- stainless steel gas stove, built in dishwasher, stackable washer and dryer, all electric light fixtures, all window coverings, 2 garage door openers and 2 remotes, natural gas bbq hook-up, mini fridge in rec room,
- Excluded
- hottub, existing stainless steel fridge (A new stainless steel fridge will be installed at the Sellers expense prior to closing ), medicine cabinet in 2 pc powder room
- Rental items
- Hot Water Heater- Enercare- $ 29.23 month
Mortgage calculator
Estimated mortgage payment
$3,033 per month
- Principal and interest
- $3,033
- Property tax
- $425
- Condo fees
- $0
- Estimated monthly cost
- $3,458
Your mortgage
- Mortgage amount
- $547,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $361,857
Cash to close
- Down payment
- $136,980
- Land transfer tax
- $10,173
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $147,153
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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