Gurvinder Nokwal REALTOR®
For Sale Detached 18 days on market

$684,900

Est. payment $3,033/moCalculate yours

278 St Joseph Road, Kawartha Lakes, ON K9V 6E4

Lindsay, Kawartha Lakes, ON K9V 6E4

  • 3 + 1 Beds
  • 4 Baths
  • 2 Garage
  • 2,000 Sq Ft

Listing courtesy of Re/Max Hallmark First Group Realty Ltd. MLS® X13850992

About this home

Welcome to this beautiful, well-maintained 3+1 bedroom, 4-bathroom home, situated on a mature, fully fenced lot with mature trees adding privacy and character to the backyard. The main level offers a spacious living and dining area, along with a bright eat-in kitchen featuring granite countertops, a centre island and plenty of room for family meals. A walk-out to the composite deck creates an easy connection to the backyard and outdoor living space. The inviting family room, complete with fireplace, provides a warm and comfortable space to gather, while the convenience of main-floor laundry adds to the ease of everyday living. Upstairs, you’ll find three generously sized bedrooms, including a spacious primary retreat with an updated 3-piece ensuite. An updated 4-piece main bathroom completes the upper level. The finished basement provides excellent additional living space, featuring an L-shaped recreation room, home office, gym area, fourth bedroom and 3-piece bathroom. Whether used for family activities, guests, working from home or relaxing, this versatile level offers plenty of flexibility. This home has been well maintained and features numerous important updates, including a gas furnace (2018), central air conditioning (2022), shingles, siding, eaves, aluminum fascia, soffit and eavestroughs (2023), updated bathrooms, and the majority of windows on the main and upper levels. Ideally located close to schools, parks, shopping and all amenities, this wonderful home offers a great combination of comfort, functionality and convenience. A warm and welcoming home with plenty of space for the whole family, inside and out!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
3 + 1
Bathrooms
4
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
60 x 100 Feet
Parking
Attached garage · 6 total

Financial

Property Taxes
$5,099 (2026)

Location

Neighbourhood
Lindsay
Cross Street
Colborne St W & Angeline St N
Direction Faces
North

Listing

MLS® Number
X13850992
Days on Market
18
Listed On
2026-09-30
Possession
60 Days / TBA
Listed By
Re/Max Hallmark First Group Realty Ltd.

Rooms

Room Level Dimensions
Recreation Lower 29′ 9″ × 31′ 7″
Family Room Main 11′ 4″ × 14′ 10″
Bedroom 2 Second 13′ 0″ × 10′ 6″
Bedroom 3 Second 12′ 2″ × 8′ 11″
Kitchen Main 14′ 5″ × 9′ 10″
Primary Bedroom Second 18′ 2″ × 23′ 2″
Living Room Main 19′ 5″ × 11′ 6″
Dining Room Main 14′ 11″ × 11′ 6″
Bedroom Lower 12′ 2″ × 11′ 2″

Features

Interior

  • Auto Garage Door Remote
  • Bar Fridge

Property

  • Fenced Yard
  • Hospital
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
stainless steel gas stove, built in dishwasher, stackable washer and dryer, all electric light fixtures, all window coverings, 2 garage door openers and 2 remotes, natural gas bbq hook-up, mini fridge in rec room,
Excluded
hottub, existing stainless steel fridge (A new stainless steel fridge will be installed at the Sellers expense prior to closing ), medicine cabinet in 2 pc powder room
Rental items
Hot Water Heater- Enercare- $ 29.23 month

Mortgage calculator

Minimum for this price: $43,490 (6.35%)

Amortization, years

Estimated mortgage payment

$3,033 per month

Principal and interest
$3,033
Property tax
$425
Estimated monthly cost
$3,458

Your mortgage

Mortgage amount
$547,920
Mortgage insurance
Not needed
Interest over 25 years
$361,857

Cash to close

Down payment
$136,980
Land transfer tax
$10,173
Total, before legal fees
$147,153
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

278 St Joseph Road, Kawartha Lakes, ON K9V 6E4 Lindsay, Kawartha Lakes, ON K9V 6E4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$684,900 278 St Joseph Road, Kawartha Lakes, ON K9V 6E4
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