$639,000
Est. payment $2,829/moCalculate yours
1057 H R S Road, Bracebridge, ON P1L 1X1
Oakley, Bracebridge, ON P1L 1X1
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Peryle Keye Real Estate Brokerage MLS® X13853012
About this home
Clear Lake is one of those places people wait years to get onto.Very few properties come to market here. It is the kind of lake where families return summer after summer, children grow up at the water’s edge, and cottages are passed down rather than sold. After more than 60 summers in the same family, this property is now being offered for the first time. Private shoreline. A cottage with genuine character. A separate sleeping cabin for family and friends. And a price point that makes this opportunity even more remarkable. Set along 110 feet of waterfront, the property has the kind of shoreline everyone hopes to find: a beautiful sandy entry for young swimmers and a long dock leading out to excellent swimming depth. The lot feels wonderfully private, with mature trees and meandering pathways guiding you toward the lake. There is a sense of discovery as you arrive, followed by the unmistakable feeling that you have nowhere else to be. Everything about this property inside and out has been lovingly maintained. The cottage is immaculate, and reflects exceptional pride of ownership. The sunroom keeps the lake front and centre, offering beautiful views from morning coffee through to the final light of the evening. A wood stove brings the warmth and atmosphere every classic cottage should have. Two bedrooms, one bathroom, laundry and creative storage create an easy, comfortable layout and rhythm. The original cottage remains on the property - now a 10-by-16-foot sleeping cabin, adding valuable space for overnight guests, hobbies, or a quiet retreat of your own. The additional buildings give the water toys, tools, and everything cottage life collects a place to stay organized yet be accessible. Days here take on a simpler rhythm. The lake sets the pace, and everything else can wait. Opportunities on Clear Lake have always been few and far between. Some cottages become part of your summer. The very best ones become part of your family’s story.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Shingles
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 110 x 285.82 Feet
- Parking
- None garage · 4 total
- Zoning
- SR2
Financial
- Property Taxes
- $2,631 (2026)
Location
- Neighbourhood
- Oakley
- Cross Street
- HWY 118 E - Black River Road
- Direction Faces
- West
Listing
- MLS® Number
- X13853012
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Flexible
- Listed By
- Peryle Keye Real Estate Brokerage
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
Property
- Waterfront
- Lake Access
- Lake/Pond
- Wooded/Treed
Pool
- None
- Included
- All Contents Included except for PK Staging. See Sch D (Attach To Offer)
- Excluded
- PK Decor & Staging Items. See Sch D (Attach To Offer)
Mortgage calculator
Estimated mortgage payment
$2,829 per month
- Principal and interest
- $2,829
- Property tax
- $219
- Condo fees
- $0
- Estimated monthly cost
- $3,049
Your mortgage
- Mortgage amount
- $511,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $337,606
Cash to close
- Down payment
- $127,800
- Land transfer tax
- $9,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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