Gurvinder Nokwal REALTOR®
For Sale Detached 17 days on market

$449,000

Est. payment $1,988/moCalculate yours

432 14th Street W, Owen Sound, ON N4K 3Y2

Owen Sound, Owen Sound, ON N4K 3Y2

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of Century 21 Millennium Inc. MLS® X13849290

About this home

Welcome to 432 14th Street W in Owen Sound, a character-filled brick home where classic details, generous living space and an in-town location come together beautifully. Built circa 1900, this 2-storey home offers approximately 1,368 sq. ft. of above-grade living space, with 3 bedrooms and two 3-piece bathrooms.Step inside and you’ll immediately notice the warmth and personality of the home. Hardwood flooring, substantial trim, beautiful woodwork and a traditional staircase give the main level a sense of character that’s increasingly hard to find. The bright living and dining spaces offer plenty of room for everyday life and entertaining, while the kitchen provides ample cabinetry and workspace with the refrigerator, stove, dishwasher and microwave included.Upstairs, three bedrooms provide flexibility for family, guests or a home office, while a second 3-piece bathroom adds everyday convenience. The unfinished basement provides additional storage and houses the laundry, with the washer and dryer also included.Outside, enjoy a porch, deck and private parking, along with river access and direct river and water views. The property is connected to municipal water and sewer and is heated by forced-air natural gas. With the hospital, library, marina, public transit and other Owen Sound amenities nearby, this is a home that combines the charm of an established property with the convenience of city living.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
40 x 75.05 Feet
Parking
None garage · 2 total
Zoning
R2

Financial

Property Taxes
$3,600 (2026)

Location

Neighbourhood
Owen Sound
Cross Street
4th Ave West
Direction Faces
East

Listing

MLS® Number
X13849290
Days on Market
17
Listed On
2026-10-01
Possession
Immediate
Listed By
Century 21 Millennium Inc.

Features

Interior

  • Carpet Free
  • Water Heater Owned

Property

  • Hospital
  • Library
  • Marina
  • Public Transit
  • River/Stream
  • School Bus Route

Pool

  • None
Included
Refrigerator, Stove, Dishwasher, Microwave, Washer and Dryer
Excluded
Sellers personal belongings

Mortgage calculator

Minimum for this price: $22,450 (5%)

Amortization, years

Estimated mortgage payment

$1,988 per month

Principal and interest
$1,988
Property tax
$300
Estimated monthly cost
$2,288

Your mortgage

Mortgage amount
$359,200
Mortgage insurance
Not needed
Interest over 25 years
$237,222

Cash to close

Down payment
$89,800
Land transfer tax
$5,455
Total, before legal fees
$95,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

432 14th Street W, Owen Sound, ON N4K 3Y2 Owen Sound, Owen Sound, ON N4K 3Y2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,000 432 14th Street W, Owen Sound, ON N4K 3Y2
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