Gurvinder Nokwal REALTOR®
For Sale Detached 16 days on market

$799,999

Est. payment $3,542/moCalculate yours

1118 Pine Lake Shores, Bracebridge, ON P1L 1X3

Oakley, Bracebridge, ON P1L 1X3

  • 3 + 1 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY MLS® X13853588

About this home

Pine Lake, just outside Bracebridge, two hours from the GTA - 129 feet of water frontage on just over two acres, southern exposure, & a quiet bay set on a spring-fed lake over 40 feet deep. The two acres are bordered by roughly 200 additional protected acres the surrounding owners hold shares in; a scale of protected land rarely paired with a Muskoka waterfront property. The shore road allowance is owned too, giving flexibility to build toward the water that most lots on this lake don’t have. The bay is set apart from the main body of the lake, so boat traffic barely reaches it - mornings & evenings stay genuinely quiet. A private dock and a sandy, gently sloping entry make it an easy walk-in for kids or anyone who’d rather avoid a steep or rocky approach. Neighbours & visitors often say this is the best view of the lake, & once you see it, it’s not hard to see why. The access road is private and maintained year-round, so there are no winter access issues. The cottage itself is move-in ready, with amenities buyers don’t expect in a cottage - high-speed internet, cell service, a full laundry hookup, potable well water, garbage pickup, and updated kitchen appliances. Add a wood stove, a rebuilt Muskoka room that pushes living space past 1,300 sq ft, and a separate bunkie for guests, and it’s set up for real use well beyond the short summer window. A future four-season conversion is available for a buyer who wants to take it further, but nothing here needs that to be enjoyed as-is.At this price point on Pine Lake, the combination of protected acreage, pristine water, and year-round road access is hard to replicate - worth seeing in person before comparing it to anything else on the market.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3 + 1
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding
Foundation
Piers
Roof
Shingles
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
129.43 x 499.95 Feet
Parking
None garage · 6 total

Financial

Property Taxes
$4,634 (2025)

Location

Neighbourhood
Oakley
Cross Street
Fraserburg Rd & Yellow Gate Rd
Direction Faces
North

Listing

MLS® Number
X13853588
Days on Market
16
Listed On
2026-10-02
Possession
TBD
Listed By
KELLER WILLIAMS REFERRED URBAN REALTY

Features

Interior

  • Other

Pool

  • None
Included
Fridge, Stove, Microwave, Dishwasher, All Electric Light Fixtures & All attached Window Coverings, Hot Water Tank and Well Pump. Cottage comes partially furnished. Please request full list of items included.
Excluded
Dining Room Table and Benches, Wooden Buffets (dining room and Muskoka room), Personal Items and Artwork, Muskoka Chairs on Deck, BBQ, Wooden Shelf in Muskoka Room, Black Chair in Family Room, & Tools in Shed.

Mortgage calculator

Minimum for this price: $55,000 (6.87%)

Amortization, years

Estimated mortgage payment

$3,542 per month

Principal and interest
$3,542
Property tax
$386
Estimated monthly cost
$3,928

Your mortgage

Mortgage amount
$639,999
Mortgage insurance
Not needed
Interest over 25 years
$422,667

Cash to close

Down payment
$160,000
Land transfer tax
$12,475
Total, before legal fees
$172,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1118 Pine Lake Shores, Bracebridge, ON P1L 1X3 Oakley, Bracebridge, ON P1L 1X3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,999 1118 Pine Lake Shores, Bracebridge, ON P1L 1X3
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