$799,999
Est. payment $3,542/moCalculate yours
1118 Pine Lake Shores, Bracebridge, ON P1L 1X3
Oakley, Bracebridge, ON P1L 1X3
- 3 + 1 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY MLS® X13853588
About this home
Pine Lake, just outside Bracebridge, two hours from the GTA - 129 feet of water frontage on just over two acres, southern exposure, & a quiet bay set on a spring-fed lake over 40 feet deep. The two acres are bordered by roughly 200 additional protected acres the surrounding owners hold shares in; a scale of protected land rarely paired with a Muskoka waterfront property. The shore road allowance is owned too, giving flexibility to build toward the water that most lots on this lake don’t have. The bay is set apart from the main body of the lake, so boat traffic barely reaches it - mornings & evenings stay genuinely quiet. A private dock and a sandy, gently sloping entry make it an easy walk-in for kids or anyone who’d rather avoid a steep or rocky approach. Neighbours & visitors often say this is the best view of the lake, & once you see it, it’s not hard to see why. The access road is private and maintained year-round, so there are no winter access issues. The cottage itself is move-in ready, with amenities buyers don’t expect in a cottage - high-speed internet, cell service, a full laundry hookup, potable well water, garbage pickup, and updated kitchen appliances. Add a wood stove, a rebuilt Muskoka room that pushes living space past 1,300 sq ft, and a separate bunkie for guests, and it’s set up for real use well beyond the short summer window. A future four-season conversion is available for a buyer who wants to take it further, but nothing here needs that to be enjoyed as-is.At this price point on Pine Lake, the combination of protected acreage, pristine water, and year-round road access is hard to replicate - worth seeing in person before comparing it to anything else on the market.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Shingles
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 129.43 x 499.95 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $4,634 (2025)
Location
- Neighbourhood
- Oakley
- Cross Street
- Fraserburg Rd & Yellow Gate Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13853588
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- TBD
- Listed By
- KELLER WILLIAMS REFERRED URBAN REALTY
Features
Interior
- Other
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, All Electric Light Fixtures & All attached Window Coverings, Hot Water Tank and Well Pump. Cottage comes partially furnished. Please request full list of items included.
- Excluded
- Dining Room Table and Benches, Wooden Buffets (dining room and Muskoka room), Personal Items and Artwork, Muskoka Chairs on Deck, BBQ, Wooden Shelf in Muskoka Room, Black Chair in Family Room, & Tools in Shed.
Mortgage calculator
Estimated mortgage payment
$3,542 per month
- Principal and interest
- $3,542
- Property tax
- $386
- Condo fees
- $0
- Estimated monthly cost
- $3,928
Your mortgage
- Mortgage amount
- $639,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,667
Cash to close
- Down payment
- $160,000
- Land transfer tax
- $12,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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