$729,900
Est. payment $3,232/moCalculate yours
86 Milligan Street, Centre Wellington, ON N1M 3S5
Fergus, Centre Wellington, ON N1M 3S5
- 4 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of M1 Real Estate Brokerage Ltd MLS® X13855322
About this home
Room to spread out, thoughtful updates and a convenient Fergus location come together at 86 Milligan Street. This four-bedroom, two-bathroom detached four-level backsplit offers distinct living spaces for everyday family life, including a bright living and dining area, a kitchen with appliances updated in 2023, a generous family room and a finished basement recreation room. Three bedrooms are grouped on the upper level, with a fourth bedroom on the main level offering flexibility for guests or a home office. Recent improvements include the main-floor bathroom (2020), basement refinishing and tankless water heater (2021), gas furnace and heat pump (2022), driveway and backyard deck (2023), and updated stairs, upper hallway and bedroom flooring in 2026. The backyard deck and shed add practical outdoor space, while the attached single garage and parking for three vehicles in the driveway make coming and going easy. Enjoy nearby parks, a school and walking paths, with convenient walking access into town. Explore the virtual tour and imperial floor plans for a closer look.
Property details
Overview
- Property Type
- Detached
- Style
- Backsplit 4
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 34.78 x 95.01 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $3,943 (2025)
Location
- Neighbourhood
- Fergus
- Cross Street
- Millburn Boulevard
- Direction Faces
- South
Listing
- MLS® Number
- X13855322
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- To be arranged
- Listed By
- M1 Real Estate Brokerage Ltd
Rooms
Features
Interior
- On Demand Water Heater
- Water Purifier
Property
- Park
- School
- Fenced Yard
Pool
- None
- Included
- Refrigerator, stove, dishwasher, washer, dryer, custom blinds for all windows.
- Excluded
- Sauna, BBQs, bookshelves.
- Rental items
- No rental equipment. Heat pump is financed and will be paid off by the seller on completion.
Mortgage calculator
Estimated mortgage payment
$3,232 per month
- Principal and interest
- $3,232
- Property tax
- $329
- Condo fees
- $0
- Estimated monthly cost
- $3,560
Your mortgage
- Mortgage amount
- $583,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,632
Cash to close
- Down payment
- $145,980
- Land transfer tax
- $11,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $157,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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