$399,999
Est. payment $1,771/moCalculate yours
120 Elgin Street W 102, Oshawa, ON L1G 1S7
O'Neill, Oshawa, ON L1G 1S7
- 2 Beds
- 1 Baths
- 1 Garage
- 1,000 Sq Ft
Listing courtesy of RE/MAX Jazz INC. MLS® E13855842
About this home
Welcome to this beautifully maintained condo offering over 1,000 square feet of comfortable living space in one of Oshawa’s most desirable buildings, where opportunities to own are few and far between. Bright and inviting, the open-concept layout is enhanced by updated flooring throughout and offers plenty of space to relax or entertain. The spacious living and dining area flows effortlessly to an oversized private balcony, where you’ll enjoy peaceful west-facing views over the Oshawa Valley Botanical Gardens and spectacular sunsets. Whether you’re hosting family dinners or enjoying a quiet evening, this home offers the perfect setting. The generous primary bedroom features a walk-in closet and easily accommodates a full bedroom suite. A versatile second bedroom with direct balcony access is ideal for guests, a home office, or additional living space. Complete with secure underground parking, this well-managed condominium is conveniently located close to parks, walking trails, transit, shopping, and everyday amenities. Offering generous room sizes, abundant natural light, and a location in a building where units are rarely available, this is an exceptional opportunity to enjoy carefree condo living.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- Sold Conditional
- Size
- 1,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Heat Pump (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Concrete
Lot & Parking
- Parking
- Underground garage · 1 total
Financial
- Property Taxes
- $3,217 (2025)
- Condo Fee
- $885/mo
- Fee Includes
- Parking Included, Heat Included, Water Included, CAC Included, Building Insurance Included, Hydro Included, Common Elements Included, Cable TV Included
- Pets
- No
Location
- Neighbourhood
- O'Neill
- Cross Street
- Adelaide / Simcoe
Listing
- MLS® Number
- E13855842
- Days on Market
- 16
- Listed On
- 2026-10-02
- Listed By
- RE/MAX Jazz INC.
Rooms
Features
Interior
- Intercom
- Primary Bedroom - Main Floor
Property
- Hospital
- Park
- Place Of Worship
- Rec./Commun.Centre
- Golf
- Public Transit
Amenities
- Game Room
- Party Room/Meeting Room
- Visitor Parking
- Elevator
- Bike Storage
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $268
- Condo fees
- $885
- Estimated monthly cost
- $2,924
Your mortgage
- Mortgage amount
- $319,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,333
Cash to close
- Down payment
- $80,000
- Land transfer tax
- $4,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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