$729,000
Est. payment $3,228/moCalculate yours
20 Island 404/Quarry Island, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX By The Bay Brokerage MLS® X13856074
About this home
Set on just over an acre on Quarry Island, this private Georgian Bay retreat offers 310 feet of waterfront, mature trees and a wonderful sense of seclusion. One of the largest shoreline frontages on Quarry Island with a beach front peninsula that provides sheltered dockage from the winds and a large lower yard to throw a ball around with the kids. a special place to swim, relax at the water’s edge or spend long summer afternoons with family and friends. Inside, the cottage is full of character. A bright breakfast nook surrounded by large windows creates a welcoming spot to start the day, while the sunken living room, woodstove and ceiling fans give the main living space a comfortable, cottage feel. One of the bedrooms features a skylight, bringing in natural light and adding a charming touch. Outside, a large deck overlooking the Bay provides plenty of room for dining, entertaining or simply enjoying the view. With trees surrounding the property for privacy and a beautiful stretch of shoreline to call your own, this Quarry Island cottage offers the relaxed Georgian Bay lifestyle so many people are looking for - peaceful, private and made for time by the water.
Property details
Overview
- Property Type
- Detached
- Style
- Backsplit 3
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Half, Unfinished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Wood
- Foundation
- Block, Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 310 x 387.73 Feet
- Parking
- None garage
- Zoning
- SRI1
Financial
- Property Taxes
- $3,787 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- BY BOAT ONLY
- Direction Faces
- North
Listing
- MLS® Number
- X13856074
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Flexible
- Listed By
- RE/MAX By The Bay Brokerage
Rooms
Features
Interior
- Carpet Free
- Generator - Partial
- Primary Bedroom - Main Floor
Property
- Clear View
- Lake Access
- Island
- Lake/Pond
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- All appliances.
- Excluded
- All personal items. Seller to provide list at a later date.
Mortgage calculator
Estimated mortgage payment
$3,228 per month
- Principal and interest
- $3,228
- Property tax
- $316
- Condo fees
- $0
- Estimated monthly cost
- $3,543
Your mortgage
- Mortgage amount
- $583,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,156
Cash to close
- Down payment
- $145,800
- Land transfer tax
- $11,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $156,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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