$499,900
Est. payment $2,213/moCalculate yours
318 Spruce Street 1405, Waterloo, ON N2L 3M7
Waterloo, ON N2L 3M7
- 2 Beds
- 2 Baths
- 900 Sq Ft
Listing courtesy of KING REALTY INC. MLS® X13856400
About this home
Bright, Freshly painted High Roof Suite In Sage2! 2 Large Bedroom, 2 Full Bathrooms , Balcony And Private Laundry ,11 Ft. Soaring Ceilings. Just Steps To Wilfred Laurie & University Of Waterloo. For Parents Looking For A Place To Keep Your Kids Safe While Studying, Luxurious Residential Destination. This Unit Features, Stainless Steel Appliances, Granite, 3500 plus sq feet i.
Property details
Overview
- Property Type
- Common Element Condo
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 900 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Front, Concrete
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $4,670 (2025)
- Condo Fee
- $717/mo
- Fee Includes
- Heat Included, Water Included, Common Elements Included
- Pets
- No
Location
- Cross Street
- University And King St North
Listing
- MLS® Number
- X13856400
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Flexible
- Listed By
- KING REALTY INC.
Rooms
Features
Interior
- Water Heater
- Included
- All inclusive
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $389
- Condo fees
- $717
- Estimated monthly cost
- $3,320
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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