$799,000
Est. payment $3,538/moCalculate yours
14 Prospect Street S, Hamilton, ON L8M 2Z1
Stipley, Hamilton, ON L8M 2Z1
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of COLDWELL BANKER COMMUNITY PROFESSIONALS MLS® X13856818
About this home
14 Prospect St S is a lovingly updated 2.5-storey Hamilton Four Square, full of original character, thoughtful details and a distinctly stylish sensibility. Offering 3 bedrooms, 2 bathrooms and approximately 1,800 sq ft, the home retains its wonderful original layout, with inlaid hardwood floors, coffered ceilings and all the craftsmanship that makes these homes so special. The updated kitchen and playful design touches feel right at home alongside the original details, while the generous front porch and pollinator garden add to its undeniable charm. A high and dry basement offers excellent workshop space, with plenty of room for projects and creative pursuits. Set in a fantastic family-friendly neighbourhood, close to Gage Park, Bernie Morelli Recreation Centre, Vintage Coffee, Capitol Bar and the future LRT.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Heat Pump (Gas)
- Cooling
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Unknown
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 85.33 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $5,279 (2026)
Location
- Neighbourhood
- Stipley
- Cross Street
- King St E & Gage Ave N
- Direction Faces
- West
Listing
- MLS® Number
- X13856818
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Flexible
- Listed By
- COLDWELL BANKER COMMUNITY PROFESSIONALS
Rooms
Features
Interior
- None
Pool
- None
- Included
- All appliances and electrical light fixtures
- Excluded
- Stained glass door, TVs, wall-mounted cabinet in dining room, hanging light in dining room, metal dish rack, metal shelf in entry way, hanging light in master bedroom, curtain and curtain rods in studio, hanging light in basement, 2 metal cabinets in master bedroom, and wall cabinets in studio
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $440
- Condo fees
- $0
- Estimated monthly cost
- $3,978
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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