$345,000
Est. payment $1,528/moCalculate yours
143 11th Street W, Owen Sound, ON N4K 3S4
Owen Sound, Owen Sound, ON N4K 3S4
- 2 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13859240
About this home
Your first home should be about making memories, not tackling expensive renovations! Step into homeownership with confidence in this charming 2-bedroom, three-level semi-detached home, offering an affordable opportunity to get into the market without taking on a long list of costly updates. Ideally located within walking distance of downtown Owen Sound, the harbour, parks, shops and restaurants, this home puts everyday conveniences and local amenities right at your doorstep. Inside, you’ll find a warm and welcoming space featuring an open-concept main floor, plenty of storage and a dry basement offering added flexibility. The third floor is already framed and ready for finishing, giving you the opportunity to create additional living space as your needs grow. Outside, enjoy a fully fenced backyard with room for summer barbecues, gardening or simply relaxing, plus parking for three vehicles and the added convenience of an EV charger. Best of all, many of the big-ticket improvements have already been taken care of, including the roof, boiler, attic insulation, updated wiring and 200-amp electrical panel. With the expensive work largely behind you, this is a great opportunity for first-time buyers or anyone looking for an affordable home with room to add value, all in a convenient location close to everything downtown Owen Sound has to offer.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 23.44 x 90 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $2,874 (2026)
Location
- Neighbourhood
- Owen Sound
- Cross Street
- 11th St W & 1st Ave A W
- Direction Faces
- South
Listing
- MLS® Number
- X13859240
- Days on Market
- 15
- Listed On
- 2026-10-03
- Possession
- Flexible
- Listed By
- Century 21 Millennium Inc.
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Refrigerator, Stove, Washer, Dryer
- Excluded
- furniture, personal items
Mortgage calculator
Estimated mortgage payment
$1,528 per month
- Principal and interest
- $1,528
- Property tax
- $239
- Condo fees
- $0
- Estimated monthly cost
- $1,767
Your mortgage
- Mortgage amount
- $276,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $182,276
Cash to close
- Down payment
- $69,000
- Land transfer tax
- $3,650
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $72,650
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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