Gurvinder Nokwal REALTOR®
For Sale Detached 14 days on market

$899,000

Est. payment $3,981/moCalculate yours

120 St Andrews Street, Cambridge, ON N1S 1M9

Cambridge, ON N1S 1M9

  • 5 Beds
  • 3 Baths
  • 2 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of INTERNATIONAL REALTY FIRM, INC. MLS® X13860070

About this home

Step into the charm and elegance of a bygone era with this majestic 2-storey brick century home, built circa 1913. Set on a generous lot with a detached double garage, this distinctive property offers a rare combination of historic character, spaciousness, and exciting potential.Inside, original architectural details create a truly special atmosphere, including beautiful oak floors, original wood trim, solid wood pillars in the welcoming front foyer, elegant French doors, and a striking wood staircase-all showcasing the craftsmanship of the era. The home was originally designed as a 4-bedroom residence and features a convenient walk-up attic offering additional space and future possibilities. A rear addition currently incorporates a 1-bedroom apartment, providing a flexible setup for extended family, guests, or potential rental use, subject to applicable approvals.Outside, the large lot and detached double garage provide valuable space rarely found with homes of this vintage.Whether you’re looking to restore the home’s original charm, reimagine the layout, or create a personalized residence with character and history, this property offers an exceptional canvas for your vision.A rare opportunity to own a piece of history and make it your own.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
5
Bathrooms
3
Kitchens
2
Total Rooms
11
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
78 x 125 Feet
Parking
Detached garage · 5 total
Zoning
R4 Legal Non Conforming Duplex

Financial

Property Taxes
$4,416 (2026)

Location

Cross Street
Gilholm Avenue
Direction Faces
West

Listing

MLS® Number
X13860070
Days on Market
14
Listed On
2026-10-04
Possession
60/90/TBA
Listed By
INTERNATIONAL REALTY FIRM, INC.

Rooms

Room Level Dimensions
Bedroom 2 Second 12′ 0″ × 10′ 0″
Bedroom 3 Third 19′ 0″ × 10′ 0″
Foyer Ground 13′ 0″ × 12′ 0″
Dining Room Ground 14′ 0″ × 12′ 0″
Kitchen Ground 12′ 0″ × 11′ 0″
Den Ground 11′ 0″ × 7′ 0″
Living Room Second 11′ 0″ × 10′ 6″
Kitchen Second 12′ 0″ × 7′ 0″
Bedroom Second 12′ 0″ × 10′ 0″
Bedroom Second 11′ 0″ × 11′ 0″
Living Room Ground 13′ 0″ × 12′ 0″

Features

Interior

  • None

Property

  • Fenced Yard
  • Park
  • Public Transit
  • School

Pool

  • None
Included
2 Stove, 2 Fridge, 2 Washers, 2 Dryers. All Elfs, All Windows Coverings.

Mortgage calculator

Minimum for this price: $64,900 (7.22%)

Amortization, years

Estimated mortgage payment

$3,981 per month

Principal and interest
$3,981
Property tax
$368
Estimated monthly cost
$4,349

Your mortgage

Mortgage amount
$719,200
Mortgage insurance
Not needed
Interest over 25 years
$474,973

Cash to close

Down payment
$179,800
Land transfer tax
$14,455
Total, before legal fees
$194,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

120 St Andrews Street, Cambridge, ON N1S 1M9 Cambridge, ON N1S 1M9
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,000 120 St Andrews Street, Cambridge, ON N1S 1M9
Request a showing