$899,000
Est. payment $3,981/moCalculate yours
120 St Andrews Street, Cambridge, ON N1S 1M9
Cambridge, ON N1S 1M9
- 5 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of INTERNATIONAL REALTY FIRM, INC. MLS® X13860070
About this home
Step into the charm and elegance of a bygone era with this majestic 2-storey brick century home, built circa 1913. Set on a generous lot with a detached double garage, this distinctive property offers a rare combination of historic character, spaciousness, and exciting potential.Inside, original architectural details create a truly special atmosphere, including beautiful oak floors, original wood trim, solid wood pillars in the welcoming front foyer, elegant French doors, and a striking wood staircase-all showcasing the craftsmanship of the era. The home was originally designed as a 4-bedroom residence and features a convenient walk-up attic offering additional space and future possibilities. A rear addition currently incorporates a 1-bedroom apartment, providing a flexible setup for extended family, guests, or potential rental use, subject to applicable approvals.Outside, the large lot and detached double garage provide valuable space rarely found with homes of this vintage.Whether you’re looking to restore the home’s original charm, reimagine the layout, or create a personalized residence with character and history, this property offers an exceptional canvas for your vision.A rare opportunity to own a piece of history and make it your own.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Total Rooms
- 11
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 78 x 125 Feet
- Parking
- Detached garage · 5 total
- Zoning
- R4 Legal Non Conforming Duplex
Financial
- Property Taxes
- $4,416 (2026)
Location
- Cross Street
- Gilholm Avenue
- Direction Faces
- West
Listing
- MLS® Number
- X13860070
- Days on Market
- 14
- Listed On
- 2026-10-04
- Possession
- 60/90/TBA
- Listed By
- INTERNATIONAL REALTY FIRM, INC.
Rooms
Features
Interior
- None
Property
- Fenced Yard
- Park
- Public Transit
- School
Pool
- None
- Included
- 2 Stove, 2 Fridge, 2 Washers, 2 Dryers. All Elfs, All Windows Coverings.
Mortgage calculator
Estimated mortgage payment
$3,981 per month
- Principal and interest
- $3,981
- Property tax
- $368
- Condo fees
- $0
- Estimated monthly cost
- $4,349
Your mortgage
- Mortgage amount
- $719,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $474,973
Cash to close
- Down payment
- $179,800
- Land transfer tax
- $14,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $194,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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