$210,000
Est. payment $930/moCalculate yours
50 Flora Street, St. Thomas, ON N5P 2X4
St. Thomas, St. Thomas, ON N5P 2X4
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal Lepage R.E. Wood Realty Brokerage MLS® X13862506
About this home
Opportunity awaits in central St. Thomas! This 3-bedroom, 2-bathroom, two-storey home provides a great starting point for someone ready to take on a renovation. The interior is a blank slate with plenty of potential to update, redesign and make it your own. Centrally located close to everyday amenities, this is an excellent opportunity for renovators, investors or buyers looking to build value through improvements. Property and inclusions are being sold in “as-is, where-is condition with not representations or warranties”.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 73 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,170 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Talbot
- Direction Faces
- West
Listing
- MLS® Number
- X13862506
- Days on Market
- 16
- Listed On
- 2026-10-02
- Listed By
- Royal Lepage R.E. Wood Realty Brokerage
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- All appliances currently in home
Mortgage calculator
Estimated mortgage payment
$930 per month
- Principal and interest
- $930
- Property tax
- $181
- Condo fees
- $0
- Estimated monthly cost
- $1,111
Your mortgage
- Mortgage amount
- $168,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $110,950
Cash to close
- Down payment
- $42,000
- Land transfer tax
- $1,825
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $43,825
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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