$549,999
Est. payment $2,435/moCalculate yours
3 Victoria Street, St. Catharines, ON L2S 2K8
459 - Ridley, St. Catharines, ON L2S 2K8
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13862716
About this home
Welcome to 3 Victoria Street located in the beautiful Ridley area of St. Catharines. Featuring three bedrooms and two baths, this open concept home is ready for your finishing touches. Well-maintained, bright and airy, this character home is centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which boasts numerous restaurants and shopping options. The home also features a bonus fully finished third floor attic space perfect for another bedroom, flex space, office, playroom and more. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home. Perfect for first time buyers, commuters or anyone looking to purchase a move-in ready home for a great price!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.31 x 127 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R2
Financial
- Property Taxes
- $3,886 (2025)
Location
- Neighbourhood
- 459 - Ridley
- Cross Street
- Ridley and Victoria
- Direction Faces
- West
Listing
- MLS® Number
- X13862716
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- Immediate
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Central Vacuum
Pool
- None
- Included
- Appliances as is: dishwasher, fridge, stove, microwave. Basement: freezer, washer and dryer. BBQ on patio. Moveable cabinet/island in living room.
- Excluded
- None
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $324
- Condo fees
- $0
- Estimated monthly cost
- $2,759
Your mortgage
- Mortgage amount
- $439,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,584
Cash to close
- Down payment
- $110,000
- Land transfer tax
- $7,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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