$549,999
Est. payment $2,435/moCalculate yours
452 St Andrew Street W, Centre Wellington, ON N1M 1P3
Fergus, Centre Wellington, ON N1M 1P3
- 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Keller Williams Home Group Realty MLS® X13863378
About this home
Situated steps from the Grand River, this charming circa-1860 stone townhome is located in the heart of downtown Fergus. Originally constructed as a Grist Mill, this stone block building has stood the test of time and is now your opportunity to own a little piece of Fergus History. This 2-bedroom, 2-bath townhouse blends original stone walls and exposed wooden beans with comfortable everyday living in one of Fergus’ most central locations. Inside, wide-plank wood floors, exposed stone, tall windows and warm architectural finishes create a home that feels genuinely unique. The main level offers a welcoming living room, separate dining area and functional kitchen, along with a 3-piece bath. Upstairs are two bedrooms and a second 3-piece bath, while the lower level provides laundry, utility and generous storage space. Out back, a private deck and mature trees provide a quiet place to relax just steps from the energy of downtown. Walk to shops, restaurants, cafés, the Grand River and everything that makes Fergus such a special place to call home. With its unmistakable stone exterior, historic character and central location, 452 St. Andrew Street West offers something increasingly hard to find in arguably one of Ontario’s most picturesque towns.
Property details
Overview
- Property Type
- Att/Row/Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Stone
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 14.14 x 100.15 Feet
- Parking
- None garage · 2 total
- Zoning
- C1
Financial
- Property Taxes
- $2,630 (2026)
Location
- Neighbourhood
- Fergus
- Cross Street
- Breadalbane Street and St. Andrew Street West
- Direction Faces
- South
Listing
- MLS® Number
- X13863378
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- Flexible
- Listed By
- Keller Williams Home Group Realty
Rooms
Features
Interior
- Carpet Free
Pool
- None
- Included
- Washer, Dryer, Fridge, Stove, Dishwasher
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $219
- Condo fees
- $0
- Estimated monthly cost
- $2,654
Your mortgage
- Mortgage amount
- $439,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,584
Cash to close
- Down payment
- $110,000
- Land transfer tax
- $7,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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