Gurvinder Nokwal REALTOR®
For Sale Detached 13 days on market

$725,000

Est. payment $3,210/moCalculate yours

14 Oxford Terrace, St. Thomas, ON N5R 0B5

St. Thomas, St. Thomas, ON N5R 0B5

  • 4 + 2 Beds
  • 4 Baths
  • 2 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of UPSTATE REALTY INC. MLS® X13864142

About this home

Welcome to this exceptional 4+2 bedroom, 4-bathroom detached home, built by the award-winning Doug Tarry Homes. This beautifully designed Edenbrook Model offers a double-car garage and is situated in one of the most sought-after communities in the southeast corner of St. Thomas, within the highly regarded Mitchell Hepburn School district. this home features a bright open-concept layout with 9-foot ceilings on the main floor, a grand open-to-above foyer, and a spacious family room complete with a cozy fireplace and pot lights. Elegant California shutters are installed throughout, while the convenient main-floor laundry room and interior access to the garage add everyday functionality. The gourmet eat-in kitchen boasts a large island, stylish backsplash, double sink, walk-in pantry, and a walkout to the fully fenced backyard with patio-perfect for entertaining. Upstairs, the generous primary suite offers a walk-in closet and a luxurious 5-piece ensuite. The professionally finished basement, complete with a separate entrance, includes 2 additional bedrooms, a full kitchen, a 3-piece bathroom, and laundry hookups, making it ideal for extended family or potential rental income. Additional highlights include gas lines for both the kitchen stove and backyard BBQ.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
4 + 2
Bathrooms
4
Kitchens
2
Basement
Finished, Separate Entrance

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Other
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
45.09 x 121.74 Feet
Parking
Attached garage · 6 total

Financial

Property Taxes
$5,717 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
Heading East On Elm St. Turn Right On Renaissance
Direction Faces
South

Listing

MLS® Number
X13864142
Days on Market
13
Listed On
2026-10-05
Possession
TBD
Listed By
UPSTATE REALTY INC.

Rooms

Room Level Dimensions
Kitchen Basement -
Bedroom 3 Second 10′ 5″ × 10′ 6″
Family Room Main 11′ 7″ × 8′ 1″
Kitchen Ground 11′ 7″ × 13′ 1″
Bedroom Basement -
Bedroom 2 Second 10′ 2″ × 11′ 6″
Bedroom 4 Second 10′ 1″ × 10′ 7″
Bathroom Second -
Bedroom 5 Basement -
Bathroom Basement -
Primary Bedroom Second 17′ 1″ × 12′ 0″
Great Room Ground 18′ 7″ × 13′ 1″

Features

Interior

  • Auto Garage Door Remote
  • In-Law Suite
  • On Demand Water Heater
  • Storage
  • Water Heater

Pool

  • None
Included
SS Fridge (2), Stove (1), Dishwasher, Washer, Dryer, All Elf & shutters, 2 Garage Door Opener
Rental items
Hot water heater

Mortgage calculator

Minimum for this price: $47,500 (6.55%)

Amortization, years

Estimated mortgage payment

$3,210 per month

Principal and interest
$3,210
Property tax
$476
Estimated monthly cost
$3,687

Your mortgage

Mortgage amount
$580,000
Mortgage insurance
Not needed
Interest over 25 years
$383,043

Cash to close

Down payment
$145,000
Land transfer tax
$10,975
Total, before legal fees
$155,975
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

14 Oxford Terrace, St. Thomas, ON N5R 0B5 St. Thomas, St. Thomas, ON N5R 0B5
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Also listed as MLS® X13467484

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$725,000 14 Oxford Terrace, St. Thomas, ON N5R 0B5
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