Gurvinder Nokwal REALTOR®
For Sale Detached 13 days on market

$499,900

Est. payment $2,213/moCalculate yours

109 Elgin Street, Orillia, ON L3V 1S6

Orillia, Orillia, ON L3V 1S6

  • 4 Beds
  • 2 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of HOMELIFE GOLCONDA REALTY INC. MLS® S13864522

About this home

Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities. Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4-bedroom, 2-bathroom property is freshly painted; some new windows. It is filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch that sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, a 3 pc bath, a well-sized kitchen, and a bright living area. Both the the front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offer convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
46 x 70 Feet
Parking
None garage · 3 total
Zoning
C4i

Financial

Property Taxes
$3,083 (2026)

Location

Neighbourhood
Orillia
Cross Street
Front Street S
Direction Faces
South

Listing

MLS® Number
S13864522
Days on Market
13
Listed On
2026-10-05
Possession
Flexible
Listed By
HOMELIFE GOLCONDA REALTY INC.

Features

Interior

  • Carpet Free
  • In-Law Capability

Pool

  • None
Included
Fridge, stove, range hood, washer
Rental items
Hot water tank

Mortgage calculator

Minimum for this price: $24,995 (5%)

Amortization, years

Estimated mortgage payment

$2,213 per month

Principal and interest
$2,213
Property tax
$257
Estimated monthly cost
$2,470

Your mortgage

Mortgage amount
$399,920
Mortgage insurance
Not needed
Interest over 25 years
$264,115

Cash to close

Down payment
$99,980
Land transfer tax
$6,473
Total, before legal fees
$106,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

109 Elgin Street, Orillia, ON L3V 1S6 Orillia, Orillia, ON L3V 1S6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,900 109 Elgin Street, Orillia, ON L3V 1S6
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