$769,000
Est. payment $3,405/moCalculate yours
54 Carter Road, Northern Bruce Peninsula, ON N0H 1W0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 1W0
- 3 Beds
- 1 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX Grey Bruce Realty Inc. MLS® X13865094
About this home
Surrounded by mature evergreens and some hardwood bush, this well maintained year round waterfront home, located on the shores of Georgian Bay in beautiful Cape Chin South. This three bedroom, four piece bathroom home, dimensions being 28’X 36′, 1020 square feet, was custom built by the owner and has been meticulously cared for over the years. The property is nicely treed with mature cedar, spruce, pine, ironwood, maple and birch and is beautifully landscaped with gardens throughout. There are custom stone patios, pergolas, a mini basketball court, seven seating areas, a covered pavilion, a firepit at the water’s edge to enjoy the fabulous cape to cape views that the bay has to offer. The interior of the home is warm and inviting that features an open concept living area, with Birch hardwood flooring; walkout to spacious deck from living area. There is a cozy propane fireplace with stone surround and space for overhead media. The propane fireplace easily heats the home and there is electric baseboard heat for the bedrooms. The eat-in kitchen area has lovely cherry-finished cabinetry, travertine stone backsplash, two ventilating skylights which provide plenty of natural light and with a walkout to patio. The bedrooms are of good size; the primary bedroom has a walk-in closet; the four piece (recently renovated) bathroom has in-floor heat. Separate laundry room. The exterior of the home is cedar siding, the roof was re-shingled in 2007 with 40 year premium asphalt shingles over ice-block wrapping and double plywood sheathing. There is a wired Generac (recently installed) that powers the home in case of a power outage. Property is located on a year round municipal road. The trails are nearby. If you’re looking for a great waterfront escape, surrounded by nature, here’s a good place to make this your home or cottage getaway. Taxes: $4718.38. The property is a pleasure to show! Please do not enter the property without an appointment.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 188 Feet
- Parking
- None garage · 4 total
- Zoning
- R2
Financial
- Property Taxes
- $4,718 (2026)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Highway 6, Cherry Hill Road, Lindsay Road 5, East Road, Cape Chin South Road
- Direction Faces
- East
Listing
- MLS® Number
- X13865094
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- 60-90 Days TBA
- Listed By
- RE/MAX Grey Bruce Realty Inc.
Rooms
Features
Interior
- Generator - Full
- Water Heater Owned
Property
- Lake Access
- School Bus Route
- Wooded/Treed
- Part Cleared
Pool
- None
- Included
- Fridge, stove, washer, dryer, built in microwave, UV system, smoke detectors, carbon monoxide detector, window coverings, Generac, Humidex, two storage sheds, 3 benches at the shore, 2 benches at the back, leather sofa and loveseat, Mennonite dining table and chairs, book shelves in 2nd bedroom/office, buffet and hutch, second bedroom IKEA sofa bed and mattress, outdoor steel benches and 2 steel chairs, basketball stand and net.
- Excluded
- Personal items, some furniture.
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$3,405 per month
- Principal and interest
- $3,405
- Property tax
- $393
- Condo fees
- $0
- Estimated monthly cost
- $3,798
Your mortgage
- Mortgage amount
- $615,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $406,290
Cash to close
- Down payment
- $153,800
- Land transfer tax
- $11,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $165,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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