$799,000
Est. payment $3,538/moCalculate yours
128 Charles Street, Stratford, ON N5A 5X9
Stratford, Stratford, ON N5A 5X9
- 3 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Home and Company Real Estate Corp Brokerage MLS® X13866490
About this home
Have it all on Charles Street. Character charm meets modern, cozy living at this impeccably maintained, spacious 2.5-storey home. Host away with a pool, hot tub, and six outdoor seating areas in your own backyard retreat. A spacious, well-equipped kitchen connected to a formal dining area makes hosting dinner parties easy; after dinner, retreat to the back addition with vaulted ceilings and a fireplace. Upstairs, find an ample primary suite, a nice bathroom, and hardwood floors throughout. The tucked away attic functions as another bedroom, office, or rec room. The finished basement includes another gas fireplace and a 3-piece bathroom-perfect for movie nights, space for teens or kids, a bedroom conversion, or long-term guests. Not only are you guaranteed to fall in love with 128 Charles-with its character charm, hardwood floors throughout, ample natural light, three fireplaces, and perennial gardens-but you’re also guaranteed to stay in love with it. A detached garage, main-floor laundry, dry basement, new furnace, roof with plenty of life left, newer appliances, and many more upgrades and replacements over the years, make this the ultimate home!
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41.75 x 176.5 Feet
- Parking
- Detached garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $6,077 (2026)
Location
- Neighbourhood
- Stratford
- Cross Street
- John And Charles
- Direction Faces
- North
Listing
- MLS® Number
- X13866490
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- November/December
- Listed By
- Home and Company Real Estate Corp Brokerage
Rooms
Features
Interior
- Water Softener
Property
- School
- Place Of Worship
- Fenced Yard
Pool
- Inground
- Included
- All pool equipment, Washers x2, dryer. Hot Tub. Attic Air conditioner, pool equitment. central vac-as is. Kitchen fridge, stove, microwave, dishwasher. Safety pool cover. Downstairs freezer
- Excluded
- Garage fridge.
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $506
- Condo fees
- $0
- Estimated monthly cost
- $4,044
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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