$179,000
Est. payment $793/moCalculate yours
13 St. Lucia Lane, Bluewater, ON N0M 1N0
Hay, Bluewater, ON N0M 1N0
- 2 Beds
- 1 Baths
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13866948
About this home
Dreaming of a beachside getaway or the perfect spot to relax in retirement? Location is key and this gem is just minutes from Grand Bend and Bayfield, offering an affordable escape only steps from a beautiful private beach. This 2-bedroom property is located in a resident-owned community providing mobile home and park model sites and services combining comfort, convenience, and a friendly atmosphere. Inside, you’ll love the open-concept family room and kitchenette with bright windows, fresh paint, new flooring, and updated cabinets and countertops. Carpet-free and thoughtfully designed with plenty of storage and a full bathroom. Step outside to enjoy the large deck partially covered for shade and open to the sun for relaxing afternoons. The property also features a storage shed, firepit area, and ample parking. Currently used as a 3-season retreat, year-round use is possible. Seasonal Fee: $2002.46 | Water Fee: $70 (seasonal) | Taxes: $173.06 (2025 ) | Annual Septic Upgrade: $1,500/year for 8 years (3 years paid). Bonus move in ready with all furniture included
Property details
Overview
- Property Type
- Modular Home
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Other
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $173 (2025)
Location
- Neighbourhood
- Hay
- Cross Street
- Hwy 21 and Turnbull's Grove N
- Direction Faces
- East
Listing
- MLS® Number
- X13866948
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- TBD
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Features
Interior
- Carpet Free
Property
- Beach
- Lake Access
- Golf
Pool
- None
- Included
- Appliances, kitchenware, all furniture and patio furniture included
- Excluded
- Personal items
Mortgage calculator
Estimated mortgage payment
$793 per month
- Principal and interest
- $793
- Property tax
- $14
- Condo fees
- $0
- Estimated monthly cost
- $807
Your mortgage
- Mortgage amount
- $143,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $94,572
Cash to close
- Down payment
- $35,800
- Land transfer tax
- $1,515
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $37,315
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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