Gurvinder Nokwal REALTOR®
For Sale Detached 12 days on market

$424,900

Est. payment $1,881/moCalculate yours

20 Alma Street, St. Thomas, ON N5P 3A8

St. Thomas, St. Thomas, ON N5P 3A8

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of RE/MAX CENTRE CITY REALTY INC MLS® X13867880

About this home

Welcome to 20 Alma Street, a charming and character-filled home in St. Thomas that is move-in ready and offers plenty of space both inside and out. Enjoy your morning coffee or unwind on the brand-new front porch, offering ample room for comfortable seating and enjoying the neighbourhood. Step inside to a welcoming foyer with plenty of space for coats, bags and everyday essentials. The main floor features a nicely sized bedroom or versatile den, a combined living and dining area complete with a cozy electric fireplace, and a spacious kitchen with a convenient pantry and access to the back deck. A 4-piece bathroom with laundry completes the main level. A unique spiral staircase leads to the upper level, where you’ll find three additional bedrooms, including the primary, along with a 3-piece bathroom featuring a charming clawfoot tub. Outside, the large fully fenced backyard offers plenty of room to create the outdoor space you’ve been dreaming of, with a back deck providing the perfect spot for outdoor dining, entertaining or relaxing. The private driveway provides parking for up to six vehicles, while the shed with hydro offers excellent additional storage or workspace. The basement features a convenient walk-up entrance, adding versatility and easy access. Recent updates include a new front porch, newer windows, paint, flooring, fixtures, kitchen cabinets and blown-in attic insulation. Full of character, functional space and thoughtful updates, this inviting home is ready for its next chapter!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Walk-Up

Building & Systems

Heating
Radiant (Gas)
Cooling
None
Exterior
Brick, Vinyl Siding
Foundation
Brick, Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
65.78 x 179.22 Feet
Parking
None garage · 6 total
Zoning
R3

Financial

Property Taxes
$2,824 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
TALBOT STREET
Direction Faces
West

Listing

MLS® Number
X13867880
Days on Market
12
Listed On
2026-10-06
Possession
FLEXIBLE
Listed By
RE/MAX CENTRE CITY REALTY INC

Rooms

Room Level Dimensions
Dining Room Main 17′ 1″ × 11′ 10″
Bathroom Main 9′ 5″ × 8′ 4″
Bedroom 3 Second 9′ 6″ × 11′ 11″
Bedroom Main 11′ 9″ × 15′ 9″
Living Room Main 14′ 8″ × 11′ 10″
Kitchen Main 14′ 8″ × 12′ 10″
Bedroom 2 Second 8′ 5″ × 11′ 11″
Bathroom Second 8′ 1″ × 8′ 1″
Primary Bedroom Second 11′ 9″ × 13′ 0″

Features

Interior

  • Storage

Property

  • Fenced Yard
  • Golf
  • Hospital
  • Library
  • Public Transit
  • School

Pool

  • None
Included
NONE
Rental items
HWT

Mortgage calculator

Minimum for this price: $21,245 (5%)

Amortization, years

Estimated mortgage payment

$1,881 per month

Principal and interest
$1,881
Property tax
$235
Estimated monthly cost
$2,117

Your mortgage

Mortgage amount
$339,920
Mortgage insurance
Not needed
Interest over 25 years
$224,490

Cash to close

Down payment
$84,980
Land transfer tax
$4,973
Total, before legal fees
$89,953
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

20 Alma Street, St. Thomas, ON N5P 3A8 St. Thomas, St. Thomas, ON N5P 3A8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$424,900 20 Alma Street, St. Thomas, ON N5P 3A8
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