$139,900
Est. payment $619/moCalculate yours
240 Cumberland Street, Minto, ON N0G 2P0
Minto, Minto, ON N0G 2P0
Listing courtesy of Royal LePage RCR Realty MLS® X13868234
About this home
Ready-to-Build Lot in Palmerston Build your custom home in a peaceful, established neighborhood. This clean, level lot (approx. 61.65 ft x 66 ft) offers a manageable footprint and a prime location for your new build or investment in Minto. Municipal water and sewer are available at the street, making site preparation straightforward. You are located just steps from Norwell District Secondary School, local parks, and a short five-minute walk to downtown shops, dining, and the historic Norgan Theatre. Enjoy small-town living with fast access to neighboring hubs, including Listowel in 12 minutes and Fergus or Elora in under 30 minutes. Buyer to perform due diligence regarding building permits, development charges, and hook-up fees with the Town of Minto. Lot is recently severed and address is subject to change. Start planning your build today!
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 61 x 65 Feet
Financial
- Property Taxes
- $998 (2026)
Location
- Neighbourhood
- Minto
- Cross Street
- Cumberland St and Raglan St
- Direction Faces
- East
Listing
- MLS® Number
- X13868234
- Days on Market
- 13
- Listed On
- 2026-10-05
- Possession
- Flexible
- Listed By
- Royal LePage RCR Realty
Mortgage calculator
Estimated mortgage payment
$619 per month
- Principal and interest
- $619
- Property tax
- $83
- Condo fees
- $0
- Estimated monthly cost
- $703
Your mortgage
- Mortgage amount
- $111,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $73,914
Cash to close
- Down payment
- $27,980
- Land transfer tax
- $1,124
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $29,104
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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