Gurvinder Nokwal REALTOR®
For Sale Detached 12 days on market

$499,900

Est. payment $2,213/moCalculate yours

24 Centre Street, St. Thomas, ON N5R 2Z2

St. Thomas, St. Thomas, ON N5R 2Z2

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of LONDON LIVING REAL ESTATE LTD. MLS® X13868042

About this home

Set on a tree-lined street in St. Thomas’ historic Courthouse District, 24 Centre Street is an immaculately kept home where pride of ownership shows in every room. Original character is paired with practical updates in a surprisingly generous layout. The main floor opens to a spacious hearth and dining area and an elegant front sitting room overlooking the treed front yard. A main-floor bedroom works as a guest suite, home office, or easy single-level living. Upstairs are two bedrooms, including an expansive primary with a generous custom walk-in closet, plus a newly finished 3-piece bath. The kitchen stands out with a vaulted tongue-and-groove knotty pine ceiling that draws in light. Outside, a fully fenced backyard offers a private setting for relaxing, entertaining, or gardening.Well cared for and steps from Talbot Trail, Elevated Park, and everyday amenities, this home offers character and convenience in one of St. Thomas’ long-loved neighbourhoods.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Wood
Foundation
Concrete, Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
52.56 x 80.5 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$3,272 (2025)

Location

Neighbourhood
St. Thomas
Cross Street
Talbot and Stanley
Direction Faces
South

Listing

MLS® Number
X13868042
Days on Market
12
Listed On
2026-10-06
Possession
Flexible
Listed By
LONDON LIVING REAL ESTATE LTD.

Rooms

Room Level Dimensions
Bedroom 2 Second 14′ 5″ × 10′ 11″
Kitchen Main 13′ 3″ × 13′ 3″
Living Room Main 20′ 2″ × 11′ 4″
Bathroom Main 13′ 3″ × 8′ 0″
Primary Bedroom Second 23′ 4″ × 11′ 3″
Bathroom Second 9′ 1″ × 6′ 4″
Sitting Main 11′ 3″ × 13′ 9″
Bedroom Main 10′ 7″ × 10′ 10″
Dining Room Main 13′ 4″ × 11′ 1″

Features

Interior

  • Carpet Free
  • Guest Accommodations
  • In-Law Capability
  • Storage
  • Sump Pump
  • Water Heater

Pool

  • None
Included
Washer and Dryer, Wardrobe in main floor bedroom, Hot tub, Gazebo
Excluded
Refrigerator, Stove, Dishwasher, kitchen chandelier, front room drapes and rods, kitchen curtains, main floor bedroom drapes.
Rental items
Hot water tank

Mortgage calculator

Minimum for this price: $24,995 (5%)

Amortization, years

Estimated mortgage payment

$2,213 per month

Principal and interest
$2,213
Property tax
$273
Estimated monthly cost
$2,486

Your mortgage

Mortgage amount
$399,920
Mortgage insurance
Not needed
Interest over 25 years
$264,115

Cash to close

Down payment
$99,980
Land transfer tax
$6,473
Total, before legal fees
$106,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

24 Centre Street, St. Thomas, ON N5R 2Z2 St. Thomas, St. Thomas, ON N5R 2Z2
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,900 24 Centre Street, St. Thomas, ON N5R 2Z2
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