$499,900
Est. payment $2,213/moCalculate yours
24 Centre Street, St. Thomas, ON N5R 2Z2
St. Thomas, St. Thomas, ON N5R 2Z2
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of LONDON LIVING REAL ESTATE LTD. MLS® X13868042
About this home
Set on a tree-lined street in St. Thomas’ historic Courthouse District, 24 Centre Street is an immaculately kept home where pride of ownership shows in every room. Original character is paired with practical updates in a surprisingly generous layout. The main floor opens to a spacious hearth and dining area and an elegant front sitting room overlooking the treed front yard. A main-floor bedroom works as a guest suite, home office, or easy single-level living. Upstairs are two bedrooms, including an expansive primary with a generous custom walk-in closet, plus a newly finished 3-piece bath. The kitchen stands out with a vaulted tongue-and-groove knotty pine ceiling that draws in light. Outside, a fully fenced backyard offers a private setting for relaxing, entertaining, or gardening.Well cared for and steps from Talbot Trail, Elevated Park, and everyday amenities, this home offers character and convenience in one of St. Thomas’ long-loved neighbourhoods.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Concrete, Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 52.56 x 80.5 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,272 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Talbot and Stanley
- Direction Faces
- South
Listing
- MLS® Number
- X13868042
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- Flexible
- Listed By
- LONDON LIVING REAL ESTATE LTD.
Rooms
Features
Interior
- Carpet Free
- Guest Accommodations
- In-Law Capability
- Storage
- Sump Pump
- Water Heater
Pool
- None
- Included
- Washer and Dryer, Wardrobe in main floor bedroom, Hot tub, Gazebo
- Excluded
- Refrigerator, Stove, Dishwasher, kitchen chandelier, front room drapes and rods, kitchen curtains, main floor bedroom drapes.
- Rental items
- Hot water tank
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $273
- Condo fees
- $0
- Estimated monthly cost
- $2,486
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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