Gurvinder Nokwal REALTOR®
For Sale Detached 12 days on market

$474,900

Est. payment $2,103/moCalculate yours

95 Chetwood Street, St. Catharines, ON L2S 2A6

458 - Western Hill, St. Catharines, ON L2S 2A6

  • 4 + 1 Beds
  • 3 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of RE/MAX ESCARPMENT REALTY INC., BROKERAGE MLS® X13868584

About this home

Welcome to 95 Chetwood Street in St. Catharines’ Western Hill, a detached 1.5 storey home that has been totally renovated from top to bottom, including updated electrical, windows, roofing, and waterproofing. The carpet-free main level offers a bright living room, a spacious kitchen, three bedrooms, and a 4-piece bath. Upstairs is the showstopper: a private loft stretching nearly 35 feet, with its own separate entrance and a 2-piece bath. It makes an ideal work-from-home office/business, studio, or flexible living space set apart from the rest of the home. The finished basement adds even more room, with a large family room, a fifth bedroom, and a 4-piece bath with laundry. Outside, enjoy the front porch, a massive backyard, a detached garage, and a private drive with parking for five vehicles in total. The location puts you minutes from downtown St. Catharines, the St. Catharines GO station, Highway 406, Twelve Mile Creek trails, parks, schools, shopping, and the hospital.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
4 + 1
Bathrooms
3
Kitchens
1
Basement
Finished, Full, Walk-Up

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
39 x 106.5 Feet
Parking
Detached garage · 5 total
Zoning
R2

Financial

Property Taxes
$3,740 (2025)

Location

Neighbourhood
458 - Western Hill
Cross Street
Louth St
Direction Faces
North

Listing

MLS® Number
X13868584
Days on Market
12
Listed On
2026-10-06
Possession
Immediate
Listed By
RE/MAX ESCARPMENT REALTY INC., BROKERAGE

Rooms

Room Level Dimensions
Bathroom Main 8′ 1″ × 5′ 2″
Family Room Basement 20′ 2″ × 22′ 0″
Bathroom Basement 8′ 0″ × 9′ 6″
Loft Second 10′ 9″ × 35′ 1″
Bedroom Main 10′ 5″ × 11′ 11″
Kitchen Main 12′ 9″ × 10′ 0″
Bathroom Second 3′ 10″ × 8′ 8″
Bedroom Main 10′ 5″ × 9′ 11″
Bedroom Basement 9′ 3″ × 11′ 10″
Utility Room Basement 10′ 6″ × 11′ 10″
Primary Bedroom Main 10′ 6″ × 12′ 6″
Living Room Main 11′ 6″ × 12′ 4″

Features

Interior

  • Carpet Free
  • Sump Pump

Property

  • Park
  • Public Transit
  • Place Of Worship
  • School
  • Hospital

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer, Dryer

Mortgage calculator

Minimum for this price: $23,745 (5%)

Amortization, years

Estimated mortgage payment

$2,103 per month

Principal and interest
$2,103
Property tax
$312
Estimated monthly cost
$2,414

Your mortgage

Mortgage amount
$379,920
Mortgage insurance
Not needed
Interest over 25 years
$250,906

Cash to close

Down payment
$94,980
Land transfer tax
$5,973
Total, before legal fees
$100,953
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

95 Chetwood Street, St. Catharines, ON L2S 2A6 458 - Western Hill, St. Catharines, ON L2S 2A6
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Also listed as MLS® X13825112

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$474,900 95 Chetwood Street, St. Catharines, ON L2S 2A6
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