Gurvinder Nokwal REALTOR®
For Sale Condo Apartment 12 days on market

$559,500

Est. payment $2,477/moCalculate yours

130 Water Street 409, Gananoque, ON K7G 0A8

05 - Gananoque, Gananoque, ON K7G 0A8

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,000 Sq Ft

Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13868010

About this home

Perched on the edge of the St. Lawrence with its toes dipping into the water (if buildings had toes), is the Island Harbour Club; one of Gananoque’s prettiest waterfront addresses. It’s a smartly designed 58-unit building, built in 2020, and this suite might be the best seat in the house. The centre of this 4th floor unit is a balcony almost 30 feet long. That’s the length of a school bus. It faces south-east, so you get front-row seats every morning as the sun comes up over the St Lawrence. Coffee tastes better out here; that’s a fact. There is the wall of windows looking out over that same balcony. From there the list keeps going - Primary bedroom with built-in IKEA wardrobes and a walk-in closet, so there’s room for yourclothes and your partner’s. Touch free electronic bidets. Dry bar / coffee counter that gives the big appliances their own spot, so your kitchen counters stay clear. Custom door screens and blinds tucked away out of sight until you need them, keeping the view front and centre. And someone else that handles the snow shovel.The second “bedroom” is really a den/office that comes with a queen Murphy bed. An ideal spot for short visits.The Gananoque Municipal Marina and docks are a couple of minutes away “by flip-flop.” Cruise through the natural wonder of the Thousand Islands by boat. Jump on your bike and ride the trail to Ivy Lea. Walk to the Thousand Islands Playhouse, museums, and restaurants or listen to summer music festivals, best enjoyed with an umbrella drink in a cushioned chair on your very own balcony. Live here all year, or just for the season - the balcony, the marina and the view that is ever changing come with it either way.The photos and virtual tour tell the rest of the story, but some places are better felt than read about. My story ends here; but yours could start with a sunrise, a sense of awe, and a place to call home. Come and see it for yourself.Gananoque is pronounced: Gan - an - NAH - kway (meaning - water rising over rock)

Property details

Overview

Property Type
Condo Apartment
Style
Apartment
For
For Sale
Status
New
Size
1,000 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Insulated Concrete Form
Roof
Membrane

Lot & Parking

Parking
Underground garage · 1 total

Financial

Property Taxes
$6,190 (2026)
Condo Fee
$540/mo
Fee Includes
Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions

Location

Neighbourhood
05 - Gananoque
Cross Street
Market St

Listing

MLS® Number
X13868010
Days on Market
12
Listed On
2026-10-06
Possession
Flexible
Listed By
CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Rooms

Room Level Dimensions
Living Room Main 19′ 11″ × 17′ 9″
Den Main 11′ 10″ × 7′ 5″
Kitchen Main 11′ 8″ × 9′ 9″
Bathroom Main 5′ 6″ × 6′ 7″
Primary Bedroom Main 13′ 8″ × 9′ 7″
Laundry Main 5′ 4″ × 6′ 7″
Foyer Main 4′ 2″ × 14′ 4″
Bathroom Main 8′ 3″ × 4′ 11″
Dining Room Main 11′ 8″ × 9′ 4″

Features

Interior

  • Air Exchanger
  • Carpet Free
  • Intercom
  • On Demand Water Heater
  • Water Heater Owned
  • Water Softener
  • Water Treatment

Property

  • Arts Centre
  • Beach
  • Clear View
  • Golf
  • Lake Access
  • Library

Amenities

  • BBQs Allowed
  • Bike Storage
  • Elevator
Included
Fridge, stove, dishwasher, built in microwave, washer, dryer, water softener, drinking water reverse osmosis equipment, 2 built in Ikea wardrobes in primary bedroom, screen doors, all existing window coverings, 3 bar stools, murphy bed in den, gas BBQ.
Excluded
Wall mounted TV and mounts (seller will repair wall holes)
Rental items
None

Mortgage calculator

Minimum for this price: $30,950 (5.53%)

Amortization, years

Estimated mortgage payment

$2,477 per month

Principal and interest
$2,477
Property tax
$516
Condo fees
$540
Estimated monthly cost
$3,533

Your mortgage

Mortgage amount
$447,600
Mortgage insurance
Not needed
Interest over 25 years
$295,603

Cash to close

Down payment
$111,900
Land transfer tax
$7,665
Total, before legal fees
$119,565
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

130 Water Street 409, Gananoque, ON K7G 0A8 05 - Gananoque, Gananoque, ON K7G 0A8
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$559,500 130 Water Street 409, Gananoque, ON K7G 0A8
Request a showing