$399,900
Est. payment $1,771/moCalculate yours
220 LONDON Street, Peterborough, ON K9H 2Y9
Town Ward 3, Peterborough, ON K9H 2Y9
- 3 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Flat Rate Realty Corp. MLS® X13870446
About this home
LEGAL DUPLEX | CENTRAL LOCATION | INVESTMENT OPPORTUNITY. Welcome to this centrally located legal duplex, perfectly positioned within the city and offering easy access to amenities, schools, shopping, dining and transit. Located on a transit route popular with students, this property presents an excellent opportunity for investors or those looking to offset their mortgage with rental income. The main level features a spacious kitchen, multiple living spaces, family room, dining room and plenty of storage. The second level offers two bedrooms and a full 4pc bath, along with a separate legal apartment complete with its own kitchen, living room, bedroom & full 4-piece bathroom. The finished loft provides additional flexible space and awaits your personal touch - use it as a studio, home office, hobby space or a quiet place to relax. The lower level is unfinished but offers an abundance of dry storage space along with laundry facilities. Outside, there is ample parking for several vehicles and a versatile deck system that provides options for the future. The existing deck could accommodate an above-ground pool, or it could be removed to create additional parking or green space. Updates include shingles (2016) and furnace (2022). Whether you’re looking to expand your investment portfolio or take advantage of a property with multiple living spaces and future potential, this legal duplex is worth a look!
Property details
Overview
- Property Type
- Duplex
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None, Window Unit(s)
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 26 x 116 Feet
- Parking
- Detached garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $5,158 (2026)
Location
- Neighbourhood
- Town Ward 3
- Cross Street
- AYLMER / LONDON
- Direction Faces
- North
Listing
- MLS® Number
- X13870446
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- FLEXIBLE
- Listed By
- Flat Rate Realty Corp.
Rooms
Features
Interior
- Accessory Apartment
- In-Law Capability
- Storage
- Water Heater
Property
- Public Transit
Pool
- None
- Included
- fridge, stove, dishwasher, washer, dryer, fridge, stove (upstairs apartment), microwaves x 2, deep freezer in basement, bedroom set in the primary
- Excluded
- personal chattel
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $430
- Condo fees
- $0
- Estimated monthly cost
- $2,200
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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