Gurvinder Nokwal REALTOR®
For Sale Detached 12 days on market

$799,999

Est. payment $3,542/moCalculate yours

326 Cochrane Street, Whitby, ON L1N 5J3

Rural Whitby, Whitby, ON L1N 5J3

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of Coldwell Banker Electric Realty MLS® E13870474

About this home

Welcome to 326 Cochrane Street - where charm, space, and opportunity can come together. Rarely offered, this beautifully maintained all-brick bungalow sits on an impressive 69 x 136 ft. lot, perfectly positioned between Downtown Whitby and Lynde Creek. It’s the kind of home that gives you room to grow, space to gather, and possibilities for the future. Inside, the bright main floor offers 3 bedrooms, inviting living spaces, and thoughtful updates, including custom closet systems in the front hall and primary bedroom (2026). The finished basement adds even more flexibility with an additional bedroom, office, large recreation room, playroom/den, and brand-new carpeting (2026). With its existing layout, it could also be converted into an in-law suite or income-generating apartment - perfect for multi-generational living or future rental potential. Outside, the oversized backyard offers endless possibilities - whether you’re dreaming of entertaining, gardening, creating the ultimate family retreat, or even building a future addition to take advantage of the expansive lot. Across from a top-tier elementary school, minutes from Downtown Whitby, parks, shops, cafes, groceries, GO Transit and Highway 401. This isn’t just a house - it’s a place to put down roots, make memories, and build your future.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Sold Conditional
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Separate Entrance, Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
69 x 136 Feet
Parking
Attached garage · 3 total
Zoning
R1

Financial

Property Taxes
$6,429 (2026)

Location

Neighbourhood
Rural Whitby
Cross Street
Cochrane Street & Dundas Street
Direction Faces
West

Listing

MLS® Number
E13870474
Days on Market
12
Listed On
2026-10-06
Possession
TBA
Listed By
Coldwell Banker Electric Realty

Rooms

Room Level Dimensions
Recreation Basement 24′ 5″ × 21′ 3″
Den Basement 13′ 2″ × 10′ 8″
Dining Room Main 12′ 6″ × 8′ 10″
Utility Room Basement 14′ 10″ × 3′ 9″
Living Room Main 17′ 8″ × 13′ 2″
Bathroom Basement 9′ 1″ × 6′ 2″
Bedroom 2 Main 13′ 11″ × 8′ 8″
Kitchen Main 13′ 11″ × 12′ 2″
Primary Bedroom Main 11′ 10″ × 10′ 2″
Office Basement 13′ 4″ × 13′ 3″
Bedroom 4 Basement 9′ 1″ × 6′ 2″
Bathroom Main 10′ 2″ × 5′ 11″
Bedroom 3 Main 10′ 2″ × 10′ 0″

Features

Interior

  • In-Law Capability
  • Primary Bedroom - Main Floor

Property

  • Library
  • Public Transit
  • School
  • School Bus Route

Pool

  • None
Included
Fridge in kitchen and utility room, Stove, Dishwasher, Microwave, Washer, Dryer, All light fixtures, Curtain rods, Window coverings in basement
Excluded
Hot water heater, Air conditioner

Mortgage calculator

Minimum for this price: $55,000 (6.87%)

Amortization, years

Estimated mortgage payment

$3,542 per month

Principal and interest
$3,542
Property tax
$536
Estimated monthly cost
$4,078

Your mortgage

Mortgage amount
$639,999
Mortgage insurance
Not needed
Interest over 25 years
$422,667

Cash to close

Down payment
$160,000
Land transfer tax
$12,475
Total, before legal fees
$172,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

326 Cochrane Street, Whitby, ON L1N 5J3 Rural Whitby, Whitby, ON L1N 5J3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,999 326 Cochrane Street, Whitby, ON L1N 5J3
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