$1,175,000
Est. payment $5,203/moCalculate yours
1039 Ann Street, Muskoka Lakes, ON P1P 1R2
Wood (Muskoka Lakes), Muskoka Lakes, ON P1P 1R2
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Re/Max Professionals North MLS® X13870996
About this home
Welcome to this charming 2 bedroom, 1 bathroom A-frame cottage on Lake Muskoka, offering an expansive East exposure with spectacular sunrises. Set on approximately 0.46 acres with 129 feet of shoreline, this property combines classic Muskoka character with excellent potential for future development. The cottage has seen numerous recent improvements, including a new kitchen with appliances in 2021, a new red steel roof and skylights in 2022, insulated walls in 2022, and a new hot water heater in 2025. The decks and railings have been replaced, along with the walkways, while the interior of the charming bunkie has also been refinished. Enjoy the forested lakeside hot tub, quaint bunkie and a large permanent dock, great for entertaining, with deep enough water for jumping in and boat mooring. The septic system was recently inspected by the Township and passed certification, providing added peace of mind. Whether you’re looking for a wonderful Muskoka getaway to enjoy as-is or a property with the potential to create something more substantial, this is an excellent opportunity to own a special Lake Muskoka property.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 5
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 123 x 258 Feet
- Parking
- None garage · 4 total
- Zoning
- WR5
Financial
- Property Taxes
- $3,771 (2025)
Location
- Neighbourhood
- Wood (Muskoka Lakes)
- Cross Street
- Walkers Point Rd to Ann St. Follow to 1039.
- Direction Faces
- South
Listing
- MLS® Number
- X13870996
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Immediate
- Listed By
- Re/Max Professionals North
Rooms
Features
Interior
- None
Property
- Cul de Sac/Dead End
- Lake Access
- Lake/Pond
- Wooded/Treed
- Waterfront
- Sloping
Pool
- None
- Included
- Being sold Turn-key excluding exclusions list
- Excluded
- basket above refrigerator, miscellaneous tools, outdoor wicker furniture and pillows, glass top table with 4 chairs, personal belongings, wake board in bunkie, BBQ at roadside
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$5,203 per month
- Principal and interest
- $5,203
- Property tax
- $314
- Condo fees
- $0
- Estimated monthly cost
- $5,517
Your mortgage
- Mortgage amount
- $940,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $620,794
Cash to close
- Down payment
- $235,000
- Land transfer tax
- $19,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $254,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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