$650,000
Est. payment $2,878/moCalculate yours
9910 Front Road, Loyalist, ON K0H 2S0
Amherst Island, Loyalist, ON K0H 2S0
- 2 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13871118
About this home
Welcome to 9910 Front Road on Amherst Island, where lakefront living meets timeless charm. This well-maintained board and batten farmhouse sits on 1.3 acres with 240 feet of level, accessible shoreline along the peaceful North Channel of Lake Ontario. Lovingly updated in 2002 and freshly painted with new Berber carpet, the home offers a thoughtful balance of character and comfort, with key systems recently brought up to date, including a new propane furnace (2026), an updated septic bed (2026), and a WETT-certified wood stove for cozy evenings. Inside, you’ll find 1,844 square feet of functional living space, including 2 bedrooms, 2 full bathrooms, and a flexible office or den that could serve as a third bedroom. The spacious main floor primary suite provides convenience and privacy, while the open-concept kitchen, dining, and living areas are well suited for everyday living and entertaining, with views toward the water and gardens. The second floor offers additional flexibility, with a large bedroom, full bathroom, and a generous lounge area that could be reconfigured to create an additional bedroom, guest suite, or workspace. Outside, the landscaped grounds feature mature trees, perennial gardens, and level access to the water, ideal for swimming, kayaking, or relaxing along the shoreline. A single-car garage with inside entry and ample storage adds to the home’s practicality. Located just a 15-minute ferry ride from Millhaven, Amherst Island is known for its welcoming community, natural beauty, and quieter pace of life, offering a unique opportunity to enjoy waterfront living within easy reach of Kingston.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Separate Entrance, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Poured Concrete, Stone
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 239.5 x 223.13 Feet
- Parking
- Attached garage · 5 total
- Zoning
- SR
Financial
- Property Taxes
- $5,139 (2026)
Location
- Neighbourhood
- Amherst Island
- Cross Street
- FROM FERRY, RIGHT ON FRONT ROAD
- Direction Faces
- North
Listing
- MLS® Number
- X13871118
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- FLEXIBLE
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Treatment
- Propane Tank
Property
- Beach
- Place Of Worship
- Rec./Commun.Centre
- School
- School Bus Route
- Waterfront
Pool
- None
- Included
- WASHER, DRYER, SHELVES IN DEN
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $428
- Condo fees
- $0
- Estimated monthly cost
- $3,306
Your mortgage
- Mortgage amount
- $520,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,418
Cash to close
- Down payment
- $130,000
- Land transfer tax
- $9,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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