$699,000
Est. payment $3,095/moCalculate yours
1014 Fire Route 74, North Kawartha, ON K0L 1A0
North Kawartha, North Kawartha, ON K0L 1A0
- 4 + 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Engel & Volkers Kawarthas, Port Credit MLS® X13872772
About this home
Welcome to 1014 Fire Route 74 on the sparkling shores of Eels Lake - a truly special family cottage compound where generations of memories have been made and timeless cottage traditions live on. Set on more than an acre of exceptionally private point property with ~720ft of waterfront, this remarkable setting offers panoramic lake views to the North, East, and South, allowing for beautiful sunrises and plenty of sun & shade. Surrounded by water and mature trees the property captures the peaceful feeling of an old-fashioned canadian summer at the lake. The original 1938 cottage, offering ~1400sq. ft. of living space, sits just steps from the shoreline and has been lovingly enjoyed for decades. Near the water’s edge, the ~900sq. ft. boathouse mirrors the cottage’s nostalgic appeal, and features an additional three bedrooms, along with it’s own bathroom and kitchen - ideal for hosting extended family and lifelong friends. Designed for slow mornings, card games on rainy afternoons, and long summer days by the water, this property is made to enjoy. Three screened-in porches allow for peaceful outdoor enjoyment, where the sounds of the lake and the surrounding forest become part of daily life. The shoreline offers a beautiful mix - classic canadian shield rock, deep & shallow entry areas, and some hard-packed sandy sections - the perfect waterfront for all ages. Whether continued as a treasured multi-generational family getaway or thoughtfully reimagined for the future, this is the kind of property that becomes part of a family’s story for generations to come.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4 + 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 6 total
- Zoning
- RR
Financial
- Property Taxes
- $3,327 (2025)
Location
- Neighbourhood
- North Kawartha
- Cross Street
- Fire Route 74 & West Eels Lake Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13872772
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- FLEX
- Listed By
- Engel & Volkers Kawarthas, Port Credit
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Rough-In Bath
- Water Heater Owned
Property
- Campground
- Golf
- Lake Access
- Lake/Pond
- Library
- Rec./Commun.Centre
Pool
- None
- Excluded
- Personal Items
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $277
- Condo fees
- $0
- Estimated monthly cost
- $3,372
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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