$449,000
Est. payment $1,988/moCalculate yours
195 John Street S, Minto, ON N0G 1Z0
Minto, Minto, ON N0G 1Z0
- 3 + 1 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of REAL BROKER ONTARIO LTD. MLS® X13872904
About this home
Welcome to this charming backsplit bungalow in Harriston, ideally located close to local schools, downtown amenities, shopping and more. Offering plenty of space and flexibility, this home is a great opportunity for buyers looking to settle into an established community while still having room to make a home their own. The main level features three bedrooms, a full bathroom and the convenience of main-floor laundry. A bright rear sunroom/dining area provides additional living space and a welcoming spot to enjoy your morning coffee, gather for meals or simply take in views of the backyard. Downstairs, the partially finished basement offers even more potential with an additional bedroom, a spacious recreation room, generous storage and room to create another bedroom or customize the remaining space to suit your needs. Outside, enjoy a large backyard with plenty of room to relax, garden or entertain. A spacious back deck extends the living space outdoors, while two storage sheds provide added convenience for tools, seasonal items and outdoor equipment. With four existing bedrooms, flexible lower-level space and a convenient location near the heart of Harriston, this home offers plenty of opportunity for its next owners to move in, add their personal touches and make it their own.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Extension
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 82.5 x 132 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $2,451 (2026)
Location
- Neighbourhood
- Minto
- Cross Street
- Elora St S and Anne St
- Direction Faces
- South
Listing
- MLS® Number
- X13872904
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Immediate
- Listed By
- REAL BROKER ONTARIO LTD.
Features
Interior
- None
Pool
- None
- Included
- Refrigerator, Stove, Washer and Dryer
- Rental items
- Water heater
Mortgage calculator
Estimated mortgage payment
$1,988 per month
- Principal and interest
- $1,988
- Property tax
- $204
- Condo fees
- $0
- Estimated monthly cost
- $2,192
Your mortgage
- Mortgage amount
- $359,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,222
Cash to close
- Down payment
- $89,800
- Land transfer tax
- $5,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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