$639,900
Est. payment $2,833/moCalculate yours
197 Belmont Avenue, Kingston, ON K7M 4T3
28 - City SouthWest, Kingston, ON K7M 4T3
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of SUTTON GROUP-MASTERS REALTY INC., BROKERAGE MLS® X13873942
About this home
Welcome to this beautifully renovated LEGAL DUPLEX in a highly sought-after neighbourhood, offering exceptional value with market rents (over $4000 per month) for both investors and first-time home buyers. The upper unit features 3 spacious bedrooms and 1 full bathroom, while the lower unit offers 2 bedrooms and 1 full bathroom. Each unit has separate hydro meters, providing added convenience and flexibility for tenants or owner-occupants.Thoughtfully updated throughout, this home boasts a bright, open-concept layout with large windows that fill the living spaces with natural light. Located in a desirable school district and close to parks, shopping, restaurants, transit, and all West-End amenities, this property combines comfort, convenience, and strong investment potential.Whether you’re looking to generate rental income, live in one unit while renting the other, or add a turnkey property to your portfolio, this legal duplex is an opportunity you won’t want to miss. Call for financials and more info!
Property details
Overview
- Property Type
- Duplex
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance, Full
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 115 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,940 (2026)
Location
- Neighbourhood
- 28 - City SouthWest
- Cross Street
- Glen Castle
- Direction Faces
- West
Listing
- MLS® Number
- X13873942
- Days on Market
- 11
- Listed On
- 2026-10-07
- Listed By
- SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Rooms
Features
Interior
- Water Heater
Pool
- None
- Included
- 2 fridges, 2 stoves, 2 dishwashers.
- Excluded
- Tenants' belonging
- Rental items
- Water heater
Mortgage calculator
Estimated mortgage payment
$2,833 per month
- Principal and interest
- $2,833
- Property tax
- $328
- Condo fees
- $0
- Estimated monthly cost
- $3,162
Your mortgage
- Mortgage amount
- $511,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $338,082
Cash to close
- Down payment
- $127,980
- Land transfer tax
- $9,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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