$495,000
Est. payment $2,192/moCalculate yours
118 Lowell Avenue, St. Catharines, ON L2R 2E2
451 - Downtown, St. Catharines, ON L2R 2E2
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE MLS® X13875700
About this home
Detached single-family two storey home with 3 bedrooms and 1.5 bathrooms (1 full / 1 two-piece) located in the friendly and welcoming Haig Street community of St.Catharines just North of the downtown business and entertainment district and nearby all necessities. On the main floor you will find a nice sized living room and dining room area, an eat-in kitchen, as well as a two-piece washroom. On the second floor there are three healthy sized bedrooms along with the full 4-piece bathroom as well as attic hatch access to a 3rd floor storage loft space. The basement is unfinished but good for storage and workshop space as well as hosts the washer, dryer, and laundry tub. Outside you’ll find a fully fenced backyard with deck, gardens, and tool shed as well as a two car driveway and relaxing front porch with overhang. Located in the Harriet Tubman Public School, St.Catharines Collegiate Secondary School, St. Denis Catholic Elementary School, and Saint Francis Catholic Secondary School zones and within walking distance to parks, trails, a splash-pad, an off-leash dog park, and a variety of great local shops and restaurants.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 75 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,808 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Between Lake Street & York Street
- Direction Faces
- South
Listing
- MLS® Number
- X13875700
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- ASAP Preferred
- Listed By
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Rooms
Features
Interior
- Other
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,192 per month
- Principal and interest
- $2,192
- Property tax
- $234
- Condo fees
- $0
- Estimated monthly cost
- $2,426
Your mortgage
- Mortgage amount
- $396,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $261,526
Cash to close
- Down payment
- $99,000
- Land transfer tax
- $6,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $105,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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