Gurvinder Nokwal REALTOR®
For Sale Detached 10 days on market

$895,000

Est. payment $3,963/moCalculate yours

398 Gilbert Bay Lane, Wollaston, ON K0L 1P0

Wollaston, Wollaston, ON K0L 1P0

  • 3 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of Royal LePage Real Estate Associates MLS® X13875842

About this home

Some cottages make you wait for the view. This one doesn’t.Walk through the door and Wollaston Lake is right there in front of you. Thoughtfully updated and fully winterized, this 3-bedroom, 2-bath cottage has been set up to be comfortable, practical and easy to enjoy in every season.The main living space is open and bright, with the kitchen, dining and living areas all oriented toward the lake and opening onto a large waterfront deck. In summer, you have 100 feet of private shoreline with deep, clear water for swimming and boating. When the weather turns cooler, the wood stove makes the family room the place you’ll want to be.There’s plenty of useful space beyond the cottage too. A dry boathouse keeps the waterfront gear out of the way, while the garage/workshop and large loft above give you room for projects, a games room, gym, studio or whatever else you need cottage space for.The primary bedroom has its own ensuite with a generous walk-in shower, and a Generac automatic backup generator takes some of the worry out of winter weather and power outages.But the setting is what ties it all together: big Wollaston Lake views, deep water off the shoreline and a cottage that’s already set up to enjoy year-round.Come for the view. Stay because everything else works.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Piers
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
100 x 184 Feet
Parking
Detached garage · 10 total

Financial

Property Taxes
$4,440 (2025)

Location

Neighbourhood
Wollaston
Cross Street
Hwy 620 & Ridge Rd
Direction Faces
South

Listing

MLS® Number
X13875842
Days on Market
10
Listed On
2026-10-08
Possession
Flexible
Listed By
Royal LePage Real Estate Associates

Rooms

Room Level Dimensions
Family Room Main 9′ 7″ × 23′ 5″
Bedroom 2 Main 8′ 11″ × 8′ 9″
Living Room Main 21′ 4″ × 15′ 0″
Bedroom 3 Main 10′ 2″ × 8′ 7″
Kitchen Main 13′ 10″ × 15′ 4″
Primary Bedroom Main 16′ 11″ × 11′ 1″
Pantry Main 5′ 9″ × 7′ 7″

Features

Interior

  • Carpet Free
  • Central Vacuum
  • On Demand Water Heater
  • Generator - Full
  • Water Treatment
  • Water Softener

Property

  • Campground
  • Clear View
  • Lake Access
  • Lake/Pond
  • Sloping
  • Waterfront

Pool

  • None
Included
Blinds, Electric Light Fixtures, Appliances, Water Heater
Excluded
Sellers Personal Items, Tools, Fishing Gear, Art, Keg Fridge
Rental items
NA

Mortgage calculator

Minimum for this price: $64,500 (7.21%)

Amortization, years

Estimated mortgage payment

$3,963 per month

Principal and interest
$3,963
Property tax
$370
Estimated monthly cost
$4,333

Your mortgage

Mortgage amount
$716,000
Mortgage insurance
Not needed
Interest over 25 years
$472,860

Cash to close

Down payment
$179,000
Land transfer tax
$14,375
Total, before legal fees
$193,375
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

398 Gilbert Bay Lane, Wollaston, ON K0L 1P0 Wollaston, Wollaston, ON K0L 1P0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$895,000 398 Gilbert Bay Lane, Wollaston, ON K0L 1P0
Request a showing