$849,000
Est. payment $3,759/moCalculate yours
187 College Street, Kingston, ON K7L 4L9
14 - Central City East, Kingston, ON K7L 4L9
- 5 Beds
- 2 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13876018
About this home
College Street splits with Churchill Crescent just south of Johnson. The pair remind me of a river navigating around immovable bedrock as it makes for the lake. It collects itself again by the time it reaches Hill Street, but that loop (like a knot in a rope, a ring on a finger) contains some of Kingston’s finest properties. 187 College is a stately four-bedroom brick home on the north-east corner of that circle. On the market for the first time since 1974 (the house was built in 1948) there are four sprawling bedrooms on the second floor, two full bathrooms, a finished basement with rec room and laundry, two (yes two!) sunrooms at the back, a simple garage, and a collection of faded wall-to-wall carpets spread like the wings of mid-century butterflies. You’ll remove those is my guess, as part of a general reworking of these gracious spaces. And they really should film that rejuvenation, the bringing of new life onto one of the street’s bigger properties, on one of its most generous, pretty lots. There is a main-floor office (or bedroom) and family room too, and a pull-down ladder reveals a large attic space for your overflow and your development dreams. My first time in the house I recall being momentarily alone in the 25-foot-deep living room, with the old fireplace to my left and a mile of hardwood between me and the distant library shelves. A hot morning sun was working through the trees behind the house. It felt that anything and everything was possible. It felt I was peering through a clear lens into a brilliant future. I would pay good money to hold onto that sensation. And when you visit, when you pause in one room or another to register exactly where you are, and what you can do here, I am convinced you will feel the same way.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 45 x 148.75 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $10,630 (2025)
Location
- Neighbourhood
- 14 - Central City East
- Cross Street
- Earl and College
- Direction Faces
- East
Listing
- MLS® Number
- X13876018
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- 30 days
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- Other
Pool
- None
- Included
- Main floor refrigerator, microwave, oven, dish washer, washing machine, dryer.
Mortgage calculator
Estimated mortgage payment
$3,759 per month
- Principal and interest
- $3,759
- Property tax
- $886
- Condo fees
- $0
- Estimated monthly cost
- $4,645
Your mortgage
- Mortgage amount
- $679,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $448,556
Cash to close
- Down payment
- $169,800
- Land transfer tax
- $13,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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