Gurvinder Nokwal REALTOR®
For Sale Detached 11 days on market

$899,900 ↓ $95,100 from $995,000

Est. payment $3,985/moCalculate yours

565 St David Street N, Centre Wellington, ON N1M 2K5

Fergus, Centre Wellington, ON N1M 2K5

  • 3 Beds
  • 2 Baths
  • 2,500 Sq Ft

Listing courtesy of Keller Williams Inspire Realty MLS® X13872398

About this home

3 Bedroom 2 Bathroom Updated LIMESTONE HOME **PLUS** LEGAL CARRIAGE HOUSE Apartment with INCOME POTENTIAL and MASSIVE 1/4 Acres (165 ft deep x 72 ft wide) private yard! Live in the main house while you rent out the completely separate Carriage House ($2000/mo market rent) or use as an AirBB or for your in law/child with their own self contained, barrier free (no stairs - all main floor bungalow living!) The yard is like a fully fenced private park with mature trees, patios, two gazebos, fire pit and sitting areas with retractable awning outside the carriage house. PLUS a detached 10×10 heated, year round office/bunkie/gym with wifi, ideal for anyone who works from home but wants some separation from the main house. This historic home has been thoughtfully updated for modern family living while preserving the warmth and craftsmanship ready for the next buyer to just move in and enjoy with so much Character! This home is well set up for entertaining both inside and outside! Gourmet Chefs Kitchen with large island overlooking the formal dining area and sitting room PLUS large family room with fireplace. This home has been recently renovated from top to bottom, keeping within its original character and charm! Upstairs are three bedrooms and a beautifully renovated bathroom with vaulted ceilings, a statement chandelier over the soaker tub and separate walk-in shower. The separate self-contained 1-bedroom garden suite, complete with its own kitchen, living area, bathroom, laundry, private entrance and outdoor space is ideal for multigenerational living or extra income. Two-car carport, parking for up to eight vehicles and a location minutes from Downtown Fergus, schools, parks, restaurants and amenities. Only 15 minutes to Orangeville or Guelph and 45 min to the GTA. Check out the floor plans and cinematic video attached to the listing.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
2,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished, Partial Basement

Building & Systems

Heating
Forced Air (Gas)
Cooling
Window Unit(s)
Exterior
Board & Batten , Stone
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
72.12 x 165.27 Feet
Parking
None garage · 8 total
Zoning
R2

Financial

Property Taxes
$4,759 (2025)

Location

Neighbourhood
Fergus
Cross Street
Garafraxa St E
Direction Faces
South

Listing

MLS® Number
X13872398
Days on Market
11
Listed On
2026-10-07
Listed By
Keller Williams Inspire Realty

Rooms

Room Level Dimensions
Living Room Main 12′ 3″ × 14′ 0″
Kitchen Main 25′ 6″ × 13′ 3″
Bathroom Second 13′ 5″ × 9′ 6″
Bedroom 2 Second 10′ 9″ × 10′ 8″
Laundry Main 6′ 2″ × 5′ 7″
Dining Room Main 10′ 3″ × 7′ 2″
Bedroom 3 Second 12′ 0″ × 10′ 6″
Living Room Main 11′ 7″ × 13′ 6″
Bathroom Main 6′ 2″ × 2332′ 8″
Bedroom Second 12′ 10″ × 12′ 11″

Features

Interior

  • Accessory Apartment
  • Carpet Free
  • Separate Heating Controls
  • Sump Pump
  • Water Heater Owned
  • Water Softener

Property

  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Pool

  • None
Included
2 standard refrigerators with freezer compartment, 2 standard stoves, 2 range-hoods, 1 microwave, 2 laundry washers, 2 laundry dryers, existing window blinds/curtains, 3 tower air conditioners, 2 set-in window air conditioners, primary bedroom closet set, outdoor storage shed, outdoor fire-chimney/cooker.
Excluded
Tire racks in outdoor storage under the car port.

Mortgage calculator

Minimum for this price: $64,990 (7.22%)

Amortization, years

Estimated mortgage payment

$3,985 per month

Principal and interest
$3,985
Property tax
$397
Estimated monthly cost
$4,381

Your mortgage

Mortgage amount
$719,920
Mortgage insurance
Not needed
Interest over 25 years
$475,449

Cash to close

Down payment
$179,980
Land transfer tax
$14,473
Total, before legal fees
$194,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

565 St David Street N, Centre Wellington, ON N1M 2K5 Fergus, Centre Wellington, ON N1M 2K5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,900 565 St David Street N, Centre Wellington, ON N1M 2K5
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