$419,900
Est. payment $1,859/moCalculate yours
120 Elma Street, St. Catharines, ON L2N 6A2
443 - Lakeport, St. Catharines, ON L2N 6A2
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13876822
About this home
This semi-detached raised bungalow is well-located in a great north end family neighbourhood near excellent schools and parks. Main level features convenient layout with 3 bedrooms, 4 piece bath, eat-in kitchen and open concept L-shaped living & dining area. The basement adds extra living area with a rec room, 2 piece bath with shower rough-in plus large utility room/workshop for the handyman in the family. Furnace & A/C have been replaced in the last 5 years. Add your updates & TLC to this solid family home in a quiet & accessible location near highways and shopping.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30 x 120.32 Feet
- Parking
- None garage · 2 total
- Zoning
- R1
Financial
- Property Taxes
- $3,316 (2026)
Location
- Neighbourhood
- 443 - Lakeport
- Cross Street
- Scott Street & Lake Street
- Direction Faces
- North
Listing
- MLS® Number
- X13876822
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- Immediate
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Pool
- None
- Included
- Fridge, Stove, Range, Washer, Dryer, Fridge and Freezer in Basement, Pool Table and Accessories, Bathroom Mirrors, Existing Window Coverings and Light Fixtures.
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$1,859 per month
- Principal and interest
- $1,859
- Property tax
- $276
- Condo fees
- $0
- Estimated monthly cost
- $2,136
Your mortgage
- Mortgage amount
- $335,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,848
Cash to close
- Down payment
- $83,980
- Land transfer tax
- $4,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.