$829,900
Est. payment $3,675/moCalculate yours
4 Flora Street, Kawartha Lakes, ON K0M 2M0
Oakwood, Kawartha Lakes, ON K0M 2M0
- 3 + 1 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of EXP REALTY MLS® X13877258
About this home
Welcome to this exceptional Victorian-inspired residence, where timeless architecture, impressive scale, and refined comfort come together in the charming village of Oakwood. Offering over 3,600 sq. ft. of beautifully finished living space, this distinguished home delivers an exceptional lifestyle for those who appreciate elegant design, generous proportions, and effortless entertaining. A classic covered front porch and expansive front and rear verandahs create a warm welcome, while sun-filled principal rooms, rich hardwood flooring, and a thoughtfully designed layout provide comfort and sophistication throughout. The spacious kitchen features abundant cabinetry, expansive work surfaces, and a generous breakfast bar overlooking the dining room. The adjoining family room is truly spectacular, boasting remarkable proportions and a dedicated piano alcove that enhances its elegance and versatility. The upper level is highlighted by an impressive primary retreat with a comfortable lounge area, a beautifully renovated spa-inspired ensuite with an oversized walk-in shower, and a spacious walk-in closet. Additional bedrooms are generously sized, while a stair lift offers convenient access to the second floor. The professionally finished lower level is designed for entertaining, featuring a custom oak bar, games area, expansive recreation room, guest bedroom, and abundant storage. Set on a magnificent 131 x 132-foot lot, the private, fully fenced backyard is a resort-inspired retreat with a beautiful in-ground swimming pool and inviting lounge areas, perfect for summer entertaining or quiet relaxation. An oversized attached two-car garage with additional storage, exceptional curb appeal, and a location just minutes from Lindsay and only an hour to the GTA complete this remarkable offering. A rare opportunity to enjoy timeless character, exceptional space, and resort-style living in one of Kawartha Lakes’ most desirable communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Other
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 126.23 x 135.79 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $5,188 (2026)
Location
- Neighbourhood
- Oakwood
- Cross Street
- Eldon Rd & Hwy 7
- Direction Faces
- North
Listing
- MLS® Number
- X13877258
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Storage
Pool
- Inground
- Included
- Fridge, stove, built-in dishwasher, microwave, basement bar fridge, washer & dryer, gas burner & equipment, central air conditioner, hot water tank and water softener, all electric light fixtures and window coverings, 2 garage door openers, chair lift, in-ground swimming pool and all equipment (pool pump 2024, pool liner 2022, electric pool heater, oak bar in basement, stamped concrete front walkway and patio. House exterior professionally painted in 2026; basement renovated in 2025; eavestroughs in 2025.
- Excluded
- Freezer & Fridge in Garage
Mortgage calculator
Estimated mortgage payment
$3,675 per month
- Principal and interest
- $3,675
- Property tax
- $432
- Condo fees
- $0
- Estimated monthly cost
- $4,107
Your mortgage
- Mortgage amount
- $663,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $438,465
Cash to close
- Down payment
- $165,980
- Land transfer tax
- $13,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $179,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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