$799,000
Est. payment $3,538/moCalculate yours
14 Bianca Drive, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 2 + 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of HOMELIFE/RESPONSE REALTY INC. MLS® X13877526
About this home
Beautifully maintained raised bungalow located in Niagara-on-the-Lake’s sought-after Village of Virgil, featuring a large concrete driveway surrounded by perennial gardens. A welcoming front porch enjoys morning sun and shaded evenings. Inside, a functional layout with an attractive colour palette features a bright front living area with vaulted ceilings shared with the kitchen. The kitchen offers ample cabinetry, a large island with extra storage, two full-size fridges, wine fridge, dishwasher, gas stove, and new appliances-perfect for everyday living and entertaining. The primary bedroom includes a walk-in closet and ensuite privilege to a 4-piece bath, with a second bedroom on the main level. The finished basement adds a third bedroom, 3-piece bath, home office, family room with corner gas fireplace, laundry, and storage. Large windows throughout provide plenty of natural light. Enjoy the covered back deck with gas BBQ line, leading to a private terrace. The fully enclosed backyard features new entrance gates, vegetable garden, large side yard, and under-deck storage. Updates include new jacuzzi, new laminate flooring, new electrical oven, newer appliances, and shingles replaced in July 2020. No rental items. Walk to a nearby sports park with trails, exercise stations, pickleball courts, soccer and baseball fields, playgrounds, arenas, and splash pad. Located in a friendly neighbourhood, 14 Bianca is a fantastic place to call home. 360 virtual tour available. According to the Seller, this home was not affected by the recent flooding in the Niagara Region, with no water entering the home or basement.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 51.18 x 121.16 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $6,605 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- LORETTA AND BIANCA
- Direction Faces
- West
Listing
- MLS® Number
- X13877526
- Days on Market
- 10
- Listed On
- 2026-10-08
- Possession
- FLEXIBLE
- Listed By
- HOMELIFE/RESPONSE REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- Water Meter
Pool
- None
- Included
- 2 Fridges, Newer set of Appliances: New Electrical Stove, New Dishwasher, New Washer, New Dryer, California Shutters, Newer Refrigerator, Wine Fridge
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $550
- Condo fees
- $0
- Estimated monthly cost
- $4,088
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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